True entrepreneurial spirit was a hallmark of 2013. According to the Kauffman Index of Entrepreneurial Activity, about 476,000 new business owners emerged each month – a strong sign of economic recovery in the U.S. And the trend is likely to continue through 2014.
With so many drastic changes in recent years, the way in which we conduct business will only continue to transform and evolve. Let’s take a look at some of the 2014 business themes and trends.
Sticking to a budget is never easy – especially if you keep track of your spending in your head.
Based on reviews from CNNMoney and PC Magazine, here are some of the top personal finance apps that can help you monitor your spending, keep track of your bills and stay on budget.
Do you own a home and need money for ongoing or major expenses? Whether you’re looking to finance a home renovation, pay medical bills, school tuition, or even consolidate your debt, we can help. Relative to credit cards, A home equity line of credit (HELOC) and home equity loan are two cost-saving types of loans you may want to consider. Our Home Loan flowchart can help you make a decision, based on your circumstances and what you need the loan for. Continue reading
Starting a small business can be a highly rewarding, yet highly challenging undertaking. Nearly half of all new businesses don’t make it past the five-year mark, according to the US Small Business Administration (US SBA). If you have aspirations to start your own small business, learn from some of the most common mistakes small business owners make to give yourself the best shot at success. Continue reading
Advances in mobile phone technology in recent years have caused a massive spike in online banking. In fact, the explosion in online banking forced many bank branches to close in 2013 due to underuse. Some 74,000 new users turned to mobile banking every day last year, according to Javelin Strategy & Research.
Banking online can save 2 of your most valuable resources: time and money. While more than half of U.S. adults do their banking online, many still haven’t made the switch. Continue reading
When it comes to retirement do you have a date in mind? More importantly, do you know if you’re on the right track to reach your retirement goals? Planning for retirement isn’t easy, because a lot of factors go into planning the right retirement for you. Continue reading