Less than half of Americans know how much they’ll need to save for their retirement, according to the U.S. Department of Labor. The amount depends on things like when you decide to leave the workforce, the type of retirement lifestyle you’re planning, where you’ll live and your health. The bottom line, however, is that it’s never too early or late to begin saving for retirement. Here are some ideas to get you started: Continue reading
What’s your biggest asset? Your home? Your car? Many Americans don’t realize they have failed to protect their biggest asset: their income. Continue reading
Let’s face it, financial planning can be scary. In fact according to a new Nationwide Financial survey, many investors are still afraid of another financial crisis and Americans are still hesitant about investing in the stock market. Continue reading
A sound financial plan should include an appropriate amount of life insurance. Protect your loved ones by making sure your life insurance plan can replace the income your family needs to maintain its standard of living. Continue reading
When the kids left for college, you had big dreams for their unoccupied bedrooms. Your daughter’s room had potential to become the art studio you’ve always wanted. And your son’s room? Say Namaste to your new yoga studio.
Now, as you look back, you realize those rooms have barely changed. So moving toward retirement, you’re starting to wonder if you really need all the extra space. To help you make educated decisions about your retirement options, here are four things to consider as you decide if downsizing is the right choice for you. Continue reading