Your credit score: a 3 digit number that affects so many facets of your life. With so much emphasis placed on this number, it’s important to have a grasp on what it all means. From how credit scores differ to the factors that can damage your score, use the infographic below to learn the meaning...
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In a world that only grows more digital, personal information like your credit is at greater risk than ever. If someone manages to get their hands on any of your sensitive information, they may be able to open a credit account in your name and rack up a bewildering amount of fraudulent charges. With threats...
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Credit card debt can be daunting. Like any mounting debt, it comes with concerns about how it may be affecting your credit rating. Knowing how to do a balance transfer could be an efficient way to help pay down debt – and improve your credit. Moving your balance from a high-interest credit card to a...
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Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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These days, having a high credit limit can seem like a form of financial stability. It’s nice to know there’s extra credit available if you need it. And even if you don’t need it, a higher credit limit can actually result in a higher credit score and increased borrowing power. It’s all about something called...
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Credit cards aren’t inherently bad. In fact, building a credit history is usually necessary if you plan to finance a big purchase like a car or home. Use these tips to maintain a good credit score—and keep your loan rates low. Learn your FICO Score. When you apply for a mortgage or a loan, your...
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One way to lighten the load on your student debt is to refinance your loan through a private lender. Ideally, you’ll be able to get a lower interest rate, which will lower your monthly payment and reduce the amount of interest you’ll pay over the life of the loan. This can be a win-win when...
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You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial milestone we hit. Owning a home can drastically improve your quality of life, and it can seem especially appealing now...
Read more about Should I Buy a House During the COVID-19 Pandemic?
Buying a car has become more streamlined, making the buying process faster than ever. However, not bringing the proper documents with you can hold up a purchase. Knowing what paperwork you need to bring along when you’re buying a car can keep the process moving. In addition to your driver’s license, there are a few...
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Everyone has a spending weakness or two. Whether you buy a latte every morning or can’t resist a deal on a designer purse, these indulgences can impact your budget and savings plan. 47% of Americans say they couldn’t cover a $400 emergency expense without selling something or borrowing money, according to research from the Federal...
Read more about 5 of the Best Money Management Apps of 2018
Regardless of where a woman is in her life, she should arm herself with the tools and knowledge she needs to confidently manage her finances. Every woman should know the basics of personal finance to avoid potentially costly consequences. In financial literacy matters, women tend to score lower than men consistently, according to an article...
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Want to buy your first car but don’t know where to start? Follow these tips to set yourself up for success.
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Only about half of all new businesses survive five years or more, and only about a third survive beyond 10 years, according to the Small Business Administration. From not having enough startup money to trying to do it all yourself to not investing in marketing, common errors in planning and management can provide challenges for...
Read more about How to Avoid 5 Common Small Business Mistakes [Slideshow]