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David Berson

Chief Economist

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David Berson is Senior Vice President and Chief Economist for Nationwide Mutual. David leads a team of economic analysts delivering economic forecasts and analyses that are used to inform and strengthen the organization’s business strategies and operating plans.

Prior to joining Nationwide, David served as chief economist & strategist and head of risk analytics for The PMI Group, Inc., where he was responsible for analyses and forecasts of the economy, housing and mortgage markets; domestic/global research and planning; and strategic planning. He also acted as a PMI spokesperson on global economic topics related to housing and mortgage market conditions and policies. As head of PMI’s Portfolio Management, Analytics & Pricing Group, he was responsible for all credit analytic models and projections for the company, as well as product pricing.

Prior to PMI, David was vice president and chief economist for Fannie Mae, where he advised the company on national and regional economic, housing, mortgage policy and conditions, including forecasts and analyses of the economy, interest rates and housing and mortgage finance markets.

David has also been chief financial economist at Wharton Econometrics, visiting scholar at the Federal Reserve Bank of Kansas City, and assistant professor of economics at Claremont McKenna College and Claremont Graduate School. His government experience has included staff economist on the Council of Economic Advisors and economic analyst at the Treasury Department and the Office of Special Trade Representative. He is a past president of the National Association for Business Economics (NABE).

David is a noted economic expert, who holds a doctorate in economics and a master’s degree in public policy from the University of Michigan, and a bachelor’s degree in history and economics from Williams College. He is a frequent speaker to media and industry groups on the economic outlook, housing, and mortgage markets, as well as the author of numerous publications.