How Working Past 65 Changes Financial Planning

A 2015 Gallup poll showed 37% of Americans won’t retire until after age 65, up from 31% in 2009 and 14% in 1995. Some of these newly minted senior citizens are delaying their retirement years out of need, having taken … Continued

Starting Over Financially at 60

Life is tough when everything seems to fall apart. A divorce, a death, a job that was a sure thing suddenly disappearing. It’s even tougher when you’re close to retirement. Give yourself a short amount of time to dwell in … Continued

4 Biggest Retirement Planning Mistakes

Avoiding these common investment pitfalls now will help bring financial security later. Most of us know that neglecting to save for retirement is a big no-no. Even if you are in the savers lane, there are plenty of wrong turns … Continued

Save for Retirement Infographic

When it comes to retirement do you have a date in mind? More importantly, do you know if you’re on the right track to reach your retirement goals? Planning for retirement isn’t easy, because a lot of factors go into planning the right retirement for you.

How Much Do I Need to Retire?

Less than half of Americans know how much they’ll need to save for their retirement, according to the U.S. Department of Labor. The amount depends on things like when you decide to leave the workforce, the type of retirement lifestyle you’re planning, where you’ll live and your health. The bottom line, however, is that it’s never too early or late to begin saving for retirement. Here are some ideas to get you started:

Are you insuring your biggest asset?

What’s your biggest asset? Your home? Your car? Many Americans don’t realize they have failed to protect their biggest asset: their income.

A Quick Guide to Retirement

Tips to start saving for your future. Have you put off planning for retirement? You’re not alone. According to the Employee Benefit Research Institute, only 46 percent of those surveyed in 2013 have calculated how much they will need, let … Continued

Top Five Cities for Your Retirement

Ah, the golden years. When you finally reach retirement, the big question may be “Where should I go?” Deciding where to spend your retirement can be a difficult choice when there are so many options. To help you with the … Continued

Pros and Cons of Borrowing From Your 401k

If you’re finding credit hard to get or you don’t have as much equity in your home these days, taking out a loan from your own 401(k) plan may be appealing. After all, most employers allow this, although some only … Continued

5 Retirement Planning Questions to Ask Yourself

Your answers will help you decide what steps you need to take to reach your goals. When you hear the word “retirement,” what do you see in your mind? For some people it’s a house on a beach or trips … Continued

How to Allocate Your 401(k)

Periodically reassess your investment mix to ensure you can meet your goals. Did you reassess your 401(k) portfolio this year? Although you might be enrolled in a plan that automatically shifts your investment mix over time, only you know your … Continued

IRA Match Quiz

Test your knowledge with this quiz. Do you know the difference between a traditional IRA and a Roth IRA? If not, that’s okay. It isn’t exactly the kind of trivia you whip out at a party to impress strangers. Although … Continued

Leaving Your Job? Don’t Leave Your 401(k)

Pack up your finances along with your desk. Experts say many departing employees cash out these retirement accounts when they leave an employer, even though that’s the most expensive choice. Not only do you lose your long-term safety net, but … Continued