No one ever takes their boat out thinking they’ll get into an accident. Even still, there were 4,168 boating accidents recorded in 2019. Alcohol, hazardous water, lack of operator experience, and general inattentiveness were statistically the top four causes; but when you consider that 70 percent of these accidents happened to boaters who had received...
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A boat needs a lot of tender loving care, even when it’s going to be out of the water for the winter. Properly caring for your boat can be very cost effective in the long term, because you’ll avoid needing to pay for expensive repairs like broken exhaust manifolds, or worse, replacing an engine. Even...
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When you experience car trouble, it’s nice to know that help is most often just a phone call away. But a little education about some basic car maintenance and repair will go a long way if you’re ever caught in a tricky situation. Flat tires are a common roadside problem. Unfortunately, since you can’t do...
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When drivers are negligent, they can cause accidents and claim lives. But even everyday habits can have the same effect. The Insurance Institute for Highway Safety estimates over 38,680 auto accident deaths occurred in the United States in 2020. Let’s look at some all-too-common habits that can cause auto accidents and tips for avoiding them...
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New tires are an inevitable expense, but telling when it’s time to get new tires may not be widespread knowledge to all drivers. Conflicting information from friends and family, from what you read online, etc. may make diagnosing your tire situation a dubious task. Here are the five telltale signs you should check to determine...
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Buying new tires can be a confusing chore. What do all those numbers mean? Should I go with winter tires or all-season? And, of course, how do I know when I need new ones? Taking care of your tires and maintaining good driving habits can help extend the life of your tires, but eventually you’ll...
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The sun is shining, birds are chirping, and you’re sitting in a lush, green Eden of your own making. For many, there are few better ways to enjoy warm weather than gardening. Keeping a garden can be a wonderful way to spend your free time outdoors, a great way to gain access to fresh produce...
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College is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...
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According to the U.S. Department of Housing and Urban Development (known as HUD)[1], the difference between manufactured, modular, and mobile homes all comes down to differences in construction and safety. Manufactured and mobile homes must be built according to HUD’s building codes while modular homes must follow local, state, and/or regional building codes. Mobile, manufactured,...
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There’s nothing quite like a day out on the water. But every time you take that boat out, you’re going to have to bring it back in. Docking can be one of the most intimidating parts of boating, but it’s an essential skill for any boater and one that can be easily picked up with...
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Get a Life Insurance Quote The prospect of a new home is exciting. Packing up and moving your stuff – not so much. We asked Sarah Roussos-Karakaian, whose New York company We OrgaNYze specializes in packing and unpacking for residential moves, to help us design the perfect stress-free move. “The biggest mistake people make when...
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If you haven’t bought a new car in a few years, you may be in for a surprise the next time you need to change your tire. For about the past four years, most car manufacturers have been leaving an old standard off of new cars: the spare tire. “It’s been a slow, progressive change,”...
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You don’t have to live near a canyon or forest for your property to be threatened by wildfire. Nearly 1/3 of U.S. homes are in wildfire-prone areas, according to the Insurance Institute for Business and Home Safety (IBHS). The impact of a wildfire can be tragic and expensive. For instance, the U.S. Forest Service and U.S. Department of the Interior spend a staggering $3.5 billion a year combating the fires. Key to lessening the damage to homes and businesses is knowledge and preparation.
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Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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