While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage Strong winds from tornadoes can seriously damage the structural...
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Millennials, generally those born between 1981 and 1996, face a much different working environment than previous generations did.[1] They’re also now the largest segment of employed people in the United States, and by 2020, they’re expected to make up 50% of the workforce.[2] If your company has millennial employees, or if you’re anticipating hiring fresh...
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Car shopping can be a stressful event even for the savviest negotiator. For most people a car is the second most expensive purchase they’ll make next to buying a home — all the more reason to be prepared and have a plan for picking a car out and financing the purchase. A snap decision at...
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It’s one of the top trends in employee benefits right now, and it’s cheaper than retirement plan funding or health insurance. It’s called financial wellness. When done right, it benefits both the employees of small businesses and their employers. “It’s the number one trend in employee benefits because it has a good return on investment,”...
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For the last 40 years, two-car families have been the norm in the United States. And it hasn’t been uncommon for some families to own three or more cars But auto-industry experts now say societal and technological changes could spell the end of the two-car family. “Right now in the U.S., 57% of households have...
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A key challenge for many small businesses is keeping costs low. One key fixed cost is real estate. Sure, many companies get started around a dining room table, but a home office isn’t practical once you have employees or when you need a place to hold client meetings. A great solution for many business owners...
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Choosing the right contractor for your renovation or building project is one of the most important construction decisions you will make. A good contractor can ensure quality work and a smooth renovation, while the wrong one can trigger nightmares. Here are eight tips to help you make the right choice when hiring a contractor: 1....
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Whether building a new house or simply remodeling, being your own general contractor is tempting. Homeowners who take on that role can save as much as 35 percent of the project costs when things go smoothly. But even for weekend handymen, there’s a steep learning curve. 1. Have the right skillset General contractors have specialized...
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Next to your home, your car is probably the most expensive item you’ll ever purchase. So it makes sense to want to protect it. For many consumers, that means buying an extended warranty – but it might not always be your best value. What is an extended warranty? An extended warranty is designed to provide...
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