An affordable nautical adventure awaits! Have you always dreamed of buying your own boat? While it’s a romantic and exciting notion, you need to understand what the required investment of money and time actually is. Buying a used model can help reduce the sticker shock. According to the National Marine Manufacturers Association, 60 percent of first-time...
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With a little education, you’ll find a rock you can roll with. When it comes to buying a diamond engagement ring, bargain hunting is futile. A too-good-to-be-true deal could easily turn into a rip-off. Arm yourself with a bit of information, and you can get more value for your money and find a beautiful...
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Eliminate small nicks and blemishes on your auto without paying a pro Maybe a grocery cart went awry in a parking lot and hit your car, or your keys scraped the door handle. Either way, you know what that means: a nick or scratch in the finish. Left untouched, a minor cut could lead to...
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Find out which factors you can control to keep your cost down. Although many factors—like the color of your car—don’t weigh into the cost of your auto insurance, others do. Some of these are beyond your control. Many of them reflect actions or decisions, though, so you can control your costs. Here are four you...
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Find out when these add-ons are worth the upfront price you’ll pay After you’ve settled on a cell phone, refrigerator or plasma television, you’re inevitably faced with another option at the checkout: an extended warranty. Before you give in to the persuasive blue-vested clerk, check out these facts about warranties. Most extended warranties begin on...
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Debt-to-Income Calculator Plug in your numbers and see where you stand To calculate your debt-to-income ratio, add up all of your monthly debts (aka “recurring debt”), including your mortgage or rent, car loans, student loans, credit card payments and any other loans. Then divide that by your gross (before taxes) monthly income. Mortgage or rent...
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