Driving can be expensive. Between buying or leasing the car itself, maintenance, and insurance, it can be enough to make some consider the bus. Choosing your insurance wisely can help that a lot, and you can always practice safe driving and precautionary measures that minimize maintenance costs, but some expenses, such as gas, are harder...
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The telltale flash, a floor-shaking boom, and darkness. Thunderstorms are often the culprit, but power outages can be caused by a variety of problems, from transformer malfunctions to a squirrel chewing through the wrong wire. With so many ways your power can be cut, it’s important to be prepared in the event of a power...
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The sun is shining, birds are chirping, and you’re sitting in a lush, green Eden of your own making. For many, there are few better ways to enjoy warm weather than gardening. Keeping a garden can be a wonderful way to spend your free time outdoors, a great way to gain access to fresh produce...
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It may be just a rental, but it’s got all your stuff in it. There are many boxes to check when you’re on the hunt for a new rental apartment, and security slips many renters’ minds at viewings. You should always pay very close attention, not just to the security of the building itself, but...
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You just packed up your life and moved it into another state. You’re tired, but you’re relieved. The boxes are all inside, you’ve got the keys in hand and you’re having a seat now to soak it all in. But there’s something still nagging at you, what’s left to do? Oh, that’s right! You still...
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Tornado season spans a roughly three-month period, from April through June, when the bulk of tornadoes occur in the U.S. Regardless of the season, tornadoes can spin up given the right conditions, presenting a serious danger to people, animals, and property.[1] That’s why it’s important to recognize the signs of a tornado threat and stay...
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Few home ailments carry the notoriety of black mold. From allegations of cancer-causing potential to lung disease, the darkly colored fungus exists in near mythological infamy among homeowners. So, are the rumors well-founded? Is black mold dangerous? Well, any home that contains it is unlikely to pass a home inspection, however, this is also true...
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According to the U.S. Department of Housing and Urban Development (known as HUD)[1], the difference between manufactured, modular, and mobile homes all comes down to differences in construction and safety. Manufactured and mobile homes must be built according to HUD’s building codes while modular homes must follow local, state, and/or regional building codes. Mobile, manufactured,...
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There’s nothing quite like a day out on the water. But every time you take that boat out, you’re going to have to bring it back in. Docking can be one of the most intimidating parts of boating, but it’s an essential skill for any boater and one that can be easily picked up with...
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When it comes to planning for death or the passing of a loved one, there are common things we do such as making sure you’re covered by life insurance, funeral pre-planning, and securing your will. Many other things can be overlooked through the stress of emotionally and financially planning for the death of a spouse....
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The swimming pool: sometimes the homeowner’s crown jewel, other times a liability that presents little more than an attractive nuisance. A pool’s upkeep can be taxing if not executed properly, and the consequences of poor pool maintenance are ruinous to your bank account and personal health alike. But if you know how to take care...
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Credit card debt can be daunting. Like any mounting debt, it comes with concerns about how it may be affecting your credit rating. Knowing how to do a balance transfer could be an efficient way to help pay down debt – and improve your credit. Moving your balance from a high-interest credit card to a...
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Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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