Auto insurance premiums are frequently rising in the United States. Policyholders who’ve filed no recent claims may be perplexed by car insurance premium increases and wonder what’s behind the changes. Several macro trends play into the way auto insurance premiums are set. Here are some of the general factors that have the most impact on...
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A reference Trusts are an integral part of estate planning and funding a trust so that it meets the needs of a client’s estate and wealth transfer goals involves a proper and sound strategy. Nearly any type of asset can be used to fund a trust, including stocks, bonds, cash, mutual funds, real estate property,...
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Key Takeaways: Estate planning can be difficult to talk about—a 2021 Gallup poll showed that 64% of American adults working with a financial advisor have never discussed their estate plans with that advisor. A distribution of assets plan can help ease your anxiety and broach the difficult subject of legacy planning with a trusted financial...
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When it comes to planning for death or the passing of a loved one, there are common things we do such as making sure you’re covered by life insurance, funeral pre-planning, and securing your will. Many other things can be overlooked through the stress of emotionally and financially planning for the death of a spouse....
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Get a Life Insurance Quote The prospect of a new home is exciting. Packing up and moving your stuff – not so much. We asked Sarah Roussos-Karakaian, whose New York company We OrgaNYze specializes in packing and unpacking for residential moves, to help us design the perfect stress-free move. “The biggest mistake people make when...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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Figuring out what would happen to your loved ones if something happened to you may seem stressful and time-consuming. But if you want a say in who gets what — and most importantly who cares for your kids (or your pets) — then you need an estate plan. You may think you don’t need one...
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Get a Life Insurance Quote Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department of...
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Schools, playgrounds and childcare facilities are full of energy and fun — and they’re also full of kids’ germs. You can’t shield your child from every cold that’s going around, but you can do your best to fight sniffles, sore throats and tummy aches by following these 8 germ prevention tips. How to stop the...
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Enjoying a day on the boat with family and friends is unbeatable, but it’s important to make sure you don’t forget to prioritize safety while enjoying the waves. Check out these important boating safety tips before you begin the season: 1. Be prepared with a boat safety kit You can’t always predict an emergency, so...
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It can be hard enough for adults to keep busy during extended periods of time at home. But for kids, the boredom can be overwhelming, especially when summer break starts. Help your little ones beat cabin fever with these fun things to do: 1. Start a DIY project Bring out the craft supplies and help...
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Making the transition from renting an apartment to buying a home is a big step that can impact your finances and your lifestyle, so it’s important to understand the pros and cons first. You may want more room and autonomy over your living space. Or you may prefer the conveniences of apartment living, particularly in...
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Summertime: the absolute peak of wedding season, when bright colors are in, and events can be held outside in the splendor of a warm sunny day. From the many-colored beauty of summer wedding decorations to the unique outdoor venues available during this time of the year, there are many reasons to have a summer wedding....
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It’s hard to beat the unconditional love we get from our pets. National Pet Day is a chance to go the extra mile and show them how important they are. When is National Pet Day? Your pets might already be the focus of your everyday life, but on National Pet Day, April 11, we’re encouraged...
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In the market for a used car? Here’s what you need to know while you’re looking.
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