Insurance customers are often eager to save money, and insurance companies have continued finding ways to help them lower their premium costs. One way that companies reward drivers who don’t log a lot of time behind the wheel is to give them low-mileage discounts for driving less. The costs of premiums vary from state to...
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In the market for a used car? Here’s what you need to know while you’re looking.
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How common are car thefts? There were 873,080 motor vehicle thefts in 2020 in the U.S., according to the National Insurance Crime Bureau.1 And when citizens are targeted in the most potentially dangerous of these crimes – carjacking – the attacker succeeds in roughly half of all attempts, according to the U.S. Department of Justice....
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When it’s time to buy a new car, we all have our own ideas about what makes it the right fit. Some of us want more legroom, others want more cargo space. Then there are those who just want a killer sound system and great rims. While many of the features offered by manufacturers may...
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Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
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Usage-based insurance programs base your insurance rate on your driving and can provide a discount on your car insurance if you are a safe driver or drive fewer miles per year. Measuring driving habits with telematics Usage-based insurance programs use telematics, which is technology that measures and tracks driving habits.[1] An insurance company can use telematics...
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Highlights: • If you’re a safe or low-mileage driver you may be able to save now • Nationwide offers two usage-based insurance options that may be right for you • Talk to your insurance agent about the best fit for you You may be wondering which usage-based insurance (UBI) program would best suit you. UBI...
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If you have a car but don’t use it frequently, you might benefit from a pay-per-mile car insurance program to save on your insurance premiums. That’s because insurance companies base their rates on risk, and the less you drive, the lower your risk generally is of getting in an accident. Some of the reasons you...
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Sometimes when people change something about their lives, they are surprised to find out their insurance rate changes, too. This is true with car insurance, as insurance companies use many factors to price auto policies. Knowing what some of these factors are, and why they matter to insurers, can help you better understand rate changes,...
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With all the information available at our fingertips, it can be difficult to weed out what is true and what is misleading. This holds true for auto insurance. Does the purchase of a spiffy red sedan hit you harder in the wallet, as far as insurance costs go? Will your insurance go up after just...
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Like it or not, speeding tickets happen. But you should be careful to avoid getting one—and not just because exceeding the posted limit can be dangerous. The expense of getting a speeding violation may not end after you pay the associated fine. It can also trigger an increase in your auto insurance premium. Speeding tickets...
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Auto insurance premiums are frequently rising in the United States. Policyholders who’ve filed no recent claims may be perplexed by car insurance premium increases and wonder what’s behind the changes. Several macro trends play into the way auto insurance premiums are set. Here are some of the general factors that have the most impact on...
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Auto insurance can be a little confusing to some people because it has several components that affect the pricing of coverage, not to mention additional coverage options like roadside service and rental car reimbursement that help in the case of vehicle breakdown or the need for a rental car but also increase the premium. It’s...
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Car shopping can be a stressful event even for the savviest negotiator. For most people a car is the second most expensive purchase they’ll make next to buying a home — all the more reason to be prepared and have a plan for picking a car out and financing the purchase. A snap decision at...
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For the last 40 years, two-car families have been the norm in the United States. And it hasn’t been uncommon for some families to own three or more cars But auto-industry experts now say societal and technological changes could spell the end of the two-car family. “Right now in the U.S., 57% of households have...
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