How Much Does Pet Insurance Cost? [Infographic]

November 21, 2019
Dog and Veterinarian

The average dog owner spends $638 annually on routine and surgical visits to the vet. Insuring your pet can help ease the financial burden. The cost of pet insurance is not only affordable, it can also help you save on pet care through reimbursements. Monthly insurance plans might be less than you think:

Average monthly pet insurance costs

  • Dog Insurance Cost: $38.58
  • Cat Insurance Cost: $27.58
  • Bird Insurance Cost: $ 15.75
  • Exotic Pet Insurance Cost: $9
  • Reptile Insurance Cost: $8

Compared to the monthly price of your pet’s food, the cost of pet insurance is a small price to pay for your animal’s protection.

How Much Does Pet Insurance Cost? [Infographic]

How much does pet care cost?

Many people don’t know all the associated costs of owning a pet when they adopt one. Researching the annual expenses of pet ownership can help you plan your budget accordingly. Surgical vet visits represent the biggest expense for pet owners, according to the APPA. In 2019, it cost about $1,381 a year to own a dog and $908 for a cat. On a national level, Americans spent a staggering $72.56 billion on their pets in 2018, according to the American Pet Products Association (APPA).

To help cover the costs of surprise accidents and illnesses, you should consider a pet health insurance policy. Pay attention to benefits, annual versus per-incident deductibles and the company offering the policy. A little research can help you find a plan to fit the needs of your pet and your budget, which could save you a lot of money down the road.

Find out more about the benefits of pet insurance, and get a pet insurance quote today.



  • Family & Life