Only about half of all new businesses survive five years or more, and only about a third survive beyond 10 years, according to the Small Business Administration. From not having enough startup money to trying to do it all yourself to not investing in marketing, common errors in planning and management can provide challenges for...
Read more about How to Avoid 5 Common Small Business Mistakes [Slideshow]
Regardless of where a woman is in her life, she should arm herself with the tools and knowledge she needs to confidently manage her finances. Every woman should know the basics of personal finance to avoid potentially costly consequences. In financial literacy matters, women tend to score lower than men consistently, according to an article...
Read more about 5 Things Every Woman Should Know About Her Finances
You’ve decided to take the plunge and buy a boat. The first thing to consider is your lifestyle and the type of boat that will be the best fit for you. Whether your plans include wakeboarding or simply cruising with friends and family, there are various considerations. Check out our guide on types of boats...
Read more about Beginner’s Boat Buying Guide: Tips Before You Purchase
Here’s what grandparents should know before giving college money to their heirs. If you’re a grandparent, you know how hard it is to resist the urge to give your grandchildren everything—the extra cookie, a special toy, even an expensive college education. In fact, you may already be funneling money into a savings account earmarked for...
Read more about Should You Give the Gift of UGMA or UTMA?
Debt-to-Income Calculator Plug in your numbers and see where you stand To calculate your debt-to-income ratio, add up all of your monthly debts (aka “recurring debt”), including your mortgage or rent, car loans, student loans, credit card payments and any other loans. Then divide that by your gross (before taxes) monthly income. Mortgage or rent...
Read more about Calculate Your Debt-to-Income Ratio