How to Move Your Pets into a New Home
Moving to a new home can be stressful, especially for your pet. Check out these helpful tips for moving with pets.
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Using annuities in trusts
A reference Trusts are an integral part of estate planning and funding a trust so that it meets the needs of a client’s estate and wealth transfer goals involves a proper and sound strategy. Nearly any type of asset can be used to fund a trust, including stocks, bonds, cash, mutual funds, real estate property,...
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Strategies to help ensure you don’t deplete your retirement savings too early
Key Takeaways: What is a safe amount to withdraw each year in retirement? The Center for Retirement Research at Boston College has found that many older Americans could be at risk of emptying their accounts by age 85, although half of them will live beyond then.[1] To avoid emptying your account prematurely, the 4% rule...
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Tips for Road Trips with a Dog
If you’ve ever considered bringing your dog on vacation, you probably know that flying with a pet can be difficult due to airline restrictions. When you hit the road with your pup by your side, you have much more flexibility and freedom for the furriest member of your family on the way to your final...
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What is a Health Savings Account (HSA) and Is It Worth it?
According to Healthcare.gov, the definition of an HSA is “A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to...
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How to Save Money on Groceries
How much do you spend on groceries weekly? The cost to feed a family of four can range from about $773 to $1826 per month, according to a U.S. Department of Agriculture November 2021 Report.1 If you’re grocery shopping on a budget, use these 10 ways to help save money on groceries. 1. Make a...
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Tornado Watch vs Tornado Warning: What’s the Difference?
Tornado season spans a roughly three-month period, from April through June, when the bulk of tornadoes occur in the U.S. Regardless of the season, tornadoes can spin up given the right conditions, presenting a serious danger to people, animals, and property.[1] That’s why it’s important to recognize the signs of a tornado threat and stay...
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What Is a Revocable Living Trust?
A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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Top Ski Resorts in the USA: Which Ski Slopes Are For You?
Ski season beckons with hundreds of the best ski resorts in the U.S. for the advanced and novice alike. Seeking airborne thrills on the slopes? Or maybe just a leisurely run down the trails capped off with a romantic fireside dinner? This list of ski areas can help you decide where to spend your next...
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How to Plan the Perfect Staycation
Airfares are rising and airport security lines are getting longer, so why not plan a hassle-free “staycation” this year? You’ll save time and money and, if you plan it right, you’ll feel more relaxed when it’s time to go back to work. The key to the perfect staycation, experts say, is to treat it like...
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How to Lower Your Electric Bill This Summer
Figuring out how to lower electric bills in the summer can be difficult, especially when temperatures are at their hottest. Luckily, there are some steps you can take to save on your electricity bill during the summer months. Try these energy-saving tips so you can focus more on the pleasures of summer. 1. Be smart...
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6 Ways to Prevent Identity Theft When Shopping Online
Retailers do whatever they can to attract online shoppers—free shipping, easy returns, coupons and bargains on things for your favorite foodie or your animal lover. Online shopping days like Cyber Monday have been rivaling and beating brick-and-mortar sales in many industries. Unfortunately, increased online activity entices scam artists, putting your personal information at risk. Learning...
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Summer Activities: 5 Things to Do in the Summer
With summer in full swing, it’s a great time to get out of the house and enjoy the outdoors as a family. Here are five affordable outdoor activities perfect for a sunny summer day.
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What to Consider When Raising a Child
Get a Life Insurance Quote Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department of...
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10 RV Camping Tips to Ensure a Great Vacation [Slideshow]
A growing number of Americans will pack up their recreational vehicles and hit the road this year. Ownership of RVs has reached record highs, with 10 million households owning an RV. RV owners will trek across the U.S., visiting some of the 18,000 public and privately owned campgrounds that speckle the map. That’s sure to...
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