Driving can be expensive. Between buying or leasing the car itself, maintenance, and insurance, it can be enough to make some consider the bus. Choosing your insurance wisely can help that a lot, and you can always practice safe driving and precautionary measures that minimize maintenance costs, but some expenses, such as gas, are harder...
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More than half of U.S. adults bank online, according to Pew Research Center, and about a third of them bank via cell phone. Given the popularity, it’s important to ask; Is online banking safe? Despite concerns about identity theft, online banking is as safe as any other banking transaction, says Murray W. Kenyon, senior vice...
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Buying new tires can be a confusing chore. What do all those numbers mean? Should I go with winter tires or all-season? And, of course, how do I know when I need new ones? Taking care of your tires and maintaining good driving habits can help extend the life of your tires, but eventually you’ll...
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The telltale flash, a floor-shaking boom, and darkness. Thunderstorms are often the culprit, but power outages can be caused by a variety of problems, from transformer malfunctions to a squirrel chewing through the wrong wire. With so many ways your power can be cut, it’s important to be prepared in the event of a power...
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It may be just a rental, but it’s got all your stuff in it. There are many boxes to check when you’re on the hunt for a new rental apartment, and security slips many renters’ minds at viewings. You should always pay very close attention, not just to the security of the building itself, but...
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When your child starts college and you have an empty nest, you might have a to-do list, including travel abroad and fixing up the house. But before you book a flight, borrow money to turn your child’s room into a home theater or think about other activities for empty nesters, consider that a growing number...
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Tornado season spans a roughly three-month period, from April through June, when the bulk of tornadoes occur in the U.S. Regardless of the season, tornadoes can spin up given the right conditions, presenting a serious danger to people, animals, and property.[1] That’s why it’s important to recognize the signs of a tornado threat and stay...
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Few home ailments carry the notoriety of black mold. From allegations of cancer-causing potential to lung disease, the darkly colored fungus exists in near mythological infamy among homeowners. So, are the rumors well-founded? Is black mold dangerous? Well, any home that contains it is unlikely to pass a home inspection, however, this is also true...
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According to the U.S. Department of Housing and Urban Development (known as HUD)[1], the difference between manufactured, modular, and mobile homes all comes down to differences in construction and safety. Manufactured and mobile homes must be built according to HUD’s building codes while modular homes must follow local, state, and/or regional building codes. Mobile, manufactured,...
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There’s nothing quite like a day out on the water. But every time you take that boat out, you’re going to have to bring it back in. Docking can be one of the most intimidating parts of boating, but it’s an essential skill for any boater and one that can be easily picked up with...
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If you haven’t bought a new car in a few years, you may be in for a surprise the next time you need to change your tire. For about the past four years, most car manufacturers have been leaving an old standard off of new cars: the spare tire. “It’s been a slow, progressive change,”...
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Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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Credit card debt can be daunting. Like any mounting debt, it comes with concerns about how it may be affecting your credit rating. Knowing how to do a balance transfer could be an efficient way to help pay down debt – and improve your credit. Moving your balance from a high-interest credit card to a...
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Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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Strolling around the local farmers market on a Saturday morning is a popular pastime, and if you grow, bake, craft, or create things as a hobby, you may have wondered if you might sell your goods and produce there. Farmers markets are growing in popularity, so it’s no surprise that gardeners, bakers, artists, and other...
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