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Strategies to help ensure you don’t deplete your retirement savings too early

Planning Retirement September 16, 2022

Key Takeaways: You may be wondering how to ensure that you’ll have sufficient funds to live comfortably in retirement—and although there isn’t a one-size-fits-all approach—there are a few well-known tricks to help you make the most of your retirement savings. The 4% rule is a general retirement guideline suggesting that you can safely withdraw funds...
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What is a Health Savings Account (HSA) and Is It Worth it?

My Money April 18, 2022

According to Healthcare.gov, the definition of an HSA is “A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to...
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Savings and Investing Plan [Infographic]

Planning Retirement January 1, 2018

If you’ve established good saving habits and have extra money sitting in the bank, you might be wondering what to do next. Investing your savings can be a smart way to grow your money and prepare for the future. Check out the infographic below to make sure you’re ready to start investing some of your...
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Keywords:
- saving and investing
- saving for retirement
11 First-Time Homebuyer Tips

Buying / Selling March 14, 2023

Searching for your first home? Here are some tips to help the process.
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What Are the Pros and Cons of Alternative Fuel Vehicles?

Buying / Selling December 12, 2022

Considering purchasing a hybrid, electric or natural gas vehicle? There are pros and cons to consider.
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The Most Fuel-Efficient Cars: How to Find the Right One

Buying / Selling December 12, 2022

Get better gas mileage with the cars that rank the highest for fuel efficiency.
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Personal Finance Tips for Dealing with Inflation

My Money September 16, 2022

Inflation is at the top of everyone’s minds right now. Our recent Nationwide Retirement Institute® survey found the majority of U.S. parents (60%) listed inflation or the rising cost of living as their top financial concern right now. [1] Coming out of the Covid-19 pandemic, we have seen supply-chain issues, as well as rising consumer...
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Keywords:
- financial planning
- money management
Strategies to consider when planning for your taxes

My Money February 14, 2022

As we begin the new year and get closer to tax day in April, many of us are thinking more about planning for taxes and different strategies we can take to be more tax-efficient. Many federal tax policies and priorities are still up in the air, which can lead to some confusion as to what...
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What is a Lienholder?

Buying / Selling December 7, 2021

What is a lien? Sometimes, a person’s word isn’t quite enough. When creditors feel that there is some risk a debt will not be repaid, they can establish what is known as a lien. A lien is a legal right against assets that can be used as collateral to satisfy an unpaid debt. In other...
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Is it Worth Installing Solar Panels in Your Home?

Home - Technology & Trends September 30, 2021

The number of homeowners installing solar panels continues to increase, with adoption rates reaching a record high in 2021. In fact, the installation of solar panels increased 43% year over year, reaching 19.2 gigawatts of capacity. According to a report by Solar Energy Industries Association and Wood Mackenzie solar adoption is projected to increase 17%...
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Should You Give Your College Student an Allowance?

College July 13, 2021

College is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...
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- college jobs
- working in college
How to Plant Annuals in Your Yard

Home May 10, 2021

Do you want to color your world, or at least your garden? If so, annuals are the way to go. It’s not too late to get transplants into the ground, although the sooner you plant them the better they’ll blossom.
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Keywords:
- flowers
- gardening
How to Save Money and Spend Less

Saving & Spending March 25, 2021

Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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How to Start an Emergency Fund

My Money March 23, 2021

What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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Is Retirement Income Taxable?

My Money March 19, 2021

Nobody wants to pay more in income taxes than they have to, and that’s certainly the case when you retire. But, like other forms of income throughout your lifetime, you’re legally required to pay taxes on some retirement income. Before you retire, it’s a good idea to understand what kind of tax liability you’ll have...
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