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  Strategies to help ensure you don’t deplete your retirement savings too early

  Planning Retirement September 16, 2022

  Key Takeaways: You may be wondering how to ensure that you’ll have sufficient funds to live comfortably in retirement—and although there isn’t a one-size-fits-all approach—there are a few well-known tricks to help you make the most of your retirement savings. The 4% rule is a general retirement guideline suggesting that you can safely withdraw funds...

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  Should You Give Your College Student an Allowance?

  College July 13, 2021

  College is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...

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  Keywords:

  • college jobs
  • working in college
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  Should You Give the Gift of UGMA or UTMA?

  College March 22, 2013

  Here’s what grandparents should know before giving college money to their heirs. If you’re a grandparent, you know how hard it is to resist the urge to give your grandchildren everything—the extra cookie, a special toy, even an expensive college education. In fact, you may already be funneling money into a savings account earmarked for...

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  Keywords:

  • college savings
  • cost of college
  • retirement options
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  How to Start an Emergency Fund

  My Money March 23, 2021

  What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...

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  Keywords:

  • emergency fund
  • rainy day fund
  • savings
  • savings account
  • savings fund
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  What are the Different Types of Life Insurance?

  Family & Life June 16, 2020

  If you’re considering purchasing life insurance, it’s crucial to understand the different types of life insurance policies available. While term life insurance is pretty simple to understand, permanent life insurance comes in many forms, with investment options that increase their complexity. Here’s what you need to know about the different types of life insurance before...

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  Keywords:

  • life insurance types
  • permanent life insurance
  • term life insurance
  • types of life insurance
  • understanding life insurance
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  What to Consider When Raising a Child

  Growing Your Family November 22, 2019

  Get a Life Insurance Quote   Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department...

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  Keywords:

  • childcare
  • Family planning
  • new baby
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  How to Make Tax Season Less Stressful

  Saving & Spending October 30, 2019

  There are many times during the year that can induce stress in people’s lives. The holiday season. Moving. An important work deadline. But a day that almost everyone considers universally stressful? Income Tax Day. While taxes can be confusing and time-consuming, tax time doesn’t necessarily have to be taxing. Stick to these tips to get...

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  Keywords:

  • taxes
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  Millennials and Generation Z: How to Prioritize Finances to Get Ahead

  Saving & Spending October 6, 2017

  For Millennials, figuring out how and where to save money and invest it is a little trickier than for previous generations. In many ways this group has the same financial concerns of previous generations. They might be paying off student debt, saving for a house, putting money into retirement accounts, building an emergency fund and...

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  Keywords:

  • financial advice
  • financial planning
  • millennials
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  Insuring Teen Drivers Doesn’t Have to Cost a Fortune

  New Drivers December 28, 2015

  While teens eagerly look forward to getting their drivers licenses, parents often approach it with apprehension, knowing it will automatically increase their insurance rates. In fact, according to the Insurance Information Institute, adding a teen girl to your policy could cause your rates to go up 50 percent or more, while adding a teen boy...

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  Keywords:

  • auto insurance
  • car insurance
  • teen drivers
  • teens