What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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If you’re running a business, you should have a contingency plan in case one or more key people leave, no matter if it’s because of retirement, death, a disagreement over strategy or a job opportunity at another firm. In some cases, such planning is crucial to ensure an orderly transition in ownership. It is an...
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Are you prepared for hurricane season? In an average season, about 18 named storms occur. Of those storms, 3 are typically major hurricanes and another 6 vary in intensity, according to the National Oceanic and Atmospheric Administration (NOAA).[1] The time to prepare for a hurricane is before it hits. By knowing how to prepare for...
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Welcome to the second edition of our Fire Prevention Week 2014 series. Now that we’ve established fire safety tips for your home, let’s focus on the workplace. According to the National Fire Protection Association, U.S. fire departments respond to over 3,000 fire on office properties per year. Like at home, it’s your responsibility to take...
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Enjoying a day on the boat with family and friends is unbeatable, but it’s important to make sure you don’t forget to prioritize safety while enjoying the waves. Check out these important boating safety tips before you begin the season: 1. Be prepared with a boat safety kit You can’t always predict an emergency, so...
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Home maintenance is an ongoing process. From raking leaves and replacing shingles to cleaning disposals and replacing batteries in smoke detectors, there’s always something to do around the house. The following home maintenance checklist has items you can tackle now and throughout the year to keep your home running smoothly. Monthly home maintenance checklist Owning...
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If winter weather catches you off guard and your home is not prepared for heavy snow and cold, you can experience damage ranging from burst pipes to a collapsed roof. Costs for repairs of this scale add up quickly, so prepare in autumn to protect your house during the colder months. Follow these winterizing tips...
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Taking time to prepare your car for winter weather is a smart way to help make time on the road safer and more comfortable. Why car winterization is essential Snow, ice and freezing temperatures can affect the way cars operate and make driving more difficult and hazardous. Ensuring your car is prepared for winter can...
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Antifreeze sounds pretty self-explanatory, right? You might think it’s just something that keeps your car from freezing in the winter months, but there’s more to it than that. Antifreeze keeps your car from overheating on scorching summer days and keeps your vehicle running smoothly despite extreme weather conditions. What is antifreeze? Antifreeze, also known as...
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Sure, buying a hybrid vehicle can increase your fuel efficiency – but what if you can’t afford a new vehicle right now, or don’t like any of the current hybrid offerings? There are a lot of ways to reduce your fuel consumption, even if your daily ride’s been in the driveway for a few years.
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Whether you’re planning a cross-country trip or just a quick weekend getaway, here are some road trips to keep in mind while making plans. Like any other type of travel, road trips can come with stressors and hurdles to navigate. These road trip tips will help you enjoy a safe and successful journey: 1. Road...
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Home improvement can be expensive, and contractor fraud can make it even more costly. Learn the warning signs and how to prevent contractor fraud.
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Thinking about buying a push-button-start car? Here’s what you need to know before you buy.
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Understanding Medicare can be difficult, but the Nationwide Retirement Institute® is here to help you by sharing some of the most common Medicare questions.
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Key Takeaways: What is a safe amount to withdraw each year in retirement? The Center for Retirement Research at Boston College has found that many older Americans could be at risk of emptying their accounts by age 85, although half of them will live beyond then.[1] To avoid emptying your account prematurely, the 4% rule...
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