If you haven’t bought a new car in a few years, you may be in for a surprise the next time you need to change your tire. For about the past four years, most car manufacturers have been leaving an old standard off of new cars: the spare tire. “It’s been a slow, progressive change,”...
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You don’t have to live near a canyon or forest for your property to be threatened by wildfire. Nearly 1/3 of U.S. homes are in wildfire-prone areas, according to the Insurance Institute for Business and Home Safety (IBHS). The impact of a wildfire can be tragic and expensive. For instance, the U.S. Forest Service and U.S. Department of the Interior spend a staggering $3.5 billion a year combating the fires. Key to lessening the damage to homes and businesses is knowledge and preparation.
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Learning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
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While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage Strong winds from tornadoes can seriously damage the structural...
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Ski season beckons with hundreds of the best ski resorts in the U.S. for the advanced and novice alike. Seeking airborne thrills on the slopes? Or maybe just a leisurely run down the trails capped off with a romantic fireside dinner? This list of ski areas can help you decide where to spend your next...
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Figuring out how to lower electric bills in the summer can be difficult, especially when temperatures are at their hottest. Luckily, there are some steps you can take to save on your electricity bill during the summer months. Try these energy-saving tips so you can focus more on the pleasures of summer. 1. Be smart...
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A growing number of Americans will pack up their recreational vehicles and hit the road this year. Ownership of RVs has reached record highs, with 10 million households owning an RV. RV owners will trek across the U.S., visiting some of the 18,000 public and privately owned campgrounds that speckle the map. That’s sure to...
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Whether you’re a new driver or an experienced one, driving in bad weather is still stressful. You may actually stay safer on the road by knowing some basics about driving in inclement weather. Check out this short video and read below for tips on driving in bad weather. How to drive safely in blizzards, floods...
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Simple fixes and smart thinking can ensure a safe environment for seniors. Stairs are the most obvious barrier to seniors hoping to stay in their homes as long as possible. But lighting, bath and kitchen design as well as access to home systems all require a top-to-bottom rethinking to ensure the elderly can manage the...
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Do you know how to keep your pet safe when the weather heats up? Like most people, you’re likely careful to never leave pets in vehicles when it’s hot outside. But there’s more to know when it comes to keeping pets cool, comfortable, and out of danger. From vet visits to insurance coverage, it’s smart...
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When the weather report predicts any type of storm, it’s time to prepare for the possibility of an electrical outage. Whether it’s the lightning bolts of a thunderstorm, the damaging winds of a tornado or the heavy snows of a blizzard, these powerful storms can cause blackouts, brownouts and other electrical glitches. You can’t control...
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On Thanksgiving Day, almost everyone with a dog or cat is faced with pets begging for what the two-legged family is eating. But can dogs have turkey? It depends. “Around this time of year, I’m asked if turkey is bad for dogs and cats, and for the most part, turkey is safe for these pets,”...
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If you live in a region susceptible to extreme weather, such as heavy storms, hurricanes or tornadoes, you may want to consider building a safe room. Here are some considerations when it comes to home safe rooms and storm shelters. What is a safe room? A safe room is defined by the Federal Emergency Management...
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These days, having a high credit limit can seem like a form of financial stability. It’s nice to know there’s extra credit available if you need it. And even if you don’t need it, a higher credit limit can actually result in a higher credit score and increased borrowing power. It’s all about something called...
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Everyone has a spending weakness or two. Whether you buy a latte every morning or can’t resist a deal on a designer purse, these indulgences can impact your budget and savings plan. 47% of Americans say they couldn’t cover a $400 emergency expense without selling something or borrowing money, according to research from the Federal...
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