What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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Credit card debt can be daunting. Like any mounting debt, it comes with concerns about how it may be affecting your credit rating. Knowing how to do a balance transfer could be an efficient way to help pay down debt – and improve your credit. Moving your balance from a high-interest credit card to a...
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Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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Strolling around the local farmers market on a Saturday morning is a popular pastime, and if you grow, bake, craft, or create things as a hobby, you may have wondered if you might sell your goods and produce there. Farmers markets are growing in popularity, so it’s no surprise that gardeners, bakers, artists, and other...
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You’ve planned a motorcycle road trip for weeks, but when you open the garage door, you see it. Your motorcycle has a flat. For an experienced rider who knows how to change a motorcycle tire, this might be a simple fix. If you’re not sure, it helps to learn what to do to replace your...
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While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage Strong winds from tornadoes can seriously damage the structural...
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No one could ever love your children quite like you do. But in the unlikely event that both you and your partner pass away, it’s important to have a guardian named in your will (the only place where this directive can be given) who can care for your children in your absence. Deciding who this...
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Any sudden, unplanned decision to purchase a product or service is considered to be impulse buying. These spur-of-the-moment purchases can be big or small, but they are never planned. If you’re standing in line at the supermarket checkout and suddenly decide to purchase a candy bar, that’s an impulse purchase. But the same can be...
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There’s nothing like the great outdoors, and camping is a great way to enjoy the fresh air. If you don’t want to pay campsite fees and travel costs, you can set up camp in your own backyard. Check out these tips on how to go camping in your own backyard. 1. Set up camp Just...
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Gardening is a delicate task. One crucial element of gardening that is often overlooked is the quality of the soil. High-quality soil can ensure that your plants thrive and your garden sustains itself for years. The tips below will help improve your soil quality and ensure it is fertile and less likely to be susceptible...
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It is a universal truth hungry critters will eat your vegetables and flowers. So you will need some form of barrier to protect your plants this spring as best you can. You may not stop the animals entirely but you’ll surely slow them down. Different threats mean different protection is needed. Learn ways to keep...
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Trees can enhance any property with beauty, shade, tranquility, and home value. It Because they’re so advantageous to keep healthy, it’s crucial to learn as much as you can about tree maintenance for your property. 1. Begin landscape care, especially for new trees, in the fall Many people wait until spring to begin thinking about...
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Even though the fence is an often-overlooked aspect of a home, it serves a variety of useful purposes. From protecting your yard from animals and potential intruders to providing an extra barrier against inclement weather and loud neighbors, a privacy fence is a great way to ensure your property truly stays private. Putting up a...
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Starting a business is easier than ever thanks to greater online opportunities and the burgeoning “gig economy.” For many people, opening an online store has been a major success. Some 25 million people sell products on eBay’s marketplace alone.[1] But the process is more complicated than putting your goods on a website and waiting for...
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Given that 62% of U.S. employees have worked from home in some capacity this year, videoconferencing has seemingly become a part of everyday life.[1] While an online meeting offers a useful, flexible way to keep work moving forward, many people struggle to avoid distractions and maintain professionalism when meeting remotely. Learning how to conduct an...
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