If winter weather catches you off guard and your home is not prepared for heavy snow and cold, you can experience damage ranging from burst pipes to a collapsed roof. Costs for repairs of this scale add up quickly, so prepare in autumn to protect your house during the colder months. Follow these winterizing tips...
Read more about How to Winterize a House
Shopping has evolved dramatically over the past several decades, providing consumers with more choice and convenience whether they shop in brick-and-mortar stores or browse online for their purchases. Even holiday shopping has adapted to the changing landscape, with Black Friday and Cyber Monday appealing to online and in-store shoppers. It’s easy to assume there is a...
Read more about Online Shopping vs. In-Store Shopping: Pros and Cons
Because inflation affects our day-to-day lives, worrying about inflation affecting car repairs is understandable. As of August 2023, car maintenance prices had increased 23% over the previous year. There are many reasons for this, including a shortage of workers and car parts. Also, because the technology on cars has advanced, repairs to the high-tech features...
Read more about How Does Inflation Affect Car Repairs?
How much do you spend on groceries weekly? The cost to feed a family of four can range from about $773 to $1826 per month, according to a U.S. Department of Agriculture November 2021 Report.1 If you’re grocery shopping on a budget, use these 10 ways to help save money on groceries. 1. Make a...
Read more about How to Save Money on Groceries
College is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...
Read more about Should You Give Your College Student an Allowance?
Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
Read more about How to Save Money and Spend Less
What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
Read more about How to Start an Emergency Fund
Learning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
Read more about How Much Should You Spend on Rent?
Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
Read more about How to Build Your Credit
Low-budget landscaping needn’t be bare-bones. A little money and effort can create a big impact regardless of how much space you have. Before starting your backyard renovation, have a design in mind. It’s easy to be wooed by beautiful blooms at nurseries. If you have a plan, you’re more likely to purchase the right plants...
Read more about 7 Backyard Landscaping Ideas on a Budget
When thinking about starting a business, you may also consider where . Big cities, home to a range of fast-growing industries and a talented workforce, would seem ideal for launching a business. But business owners scouting out potential cities should look beyond just New York City and Los Angeles. While lacking the flashiness of big...
Read more about 5 Reasons Why Should Start Your Own Business in a Small Town
You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial milestone we hit. Owning a home can drastically improve your quality of life, and it can seem especially appealing now...
Read more about Should I Buy a House During the COVID-19 Pandemic?
During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
Read more about How to Pay Off Debt During the COVID-19 Pandemic
Your home needs the right roof to keep everything inside protected and keep your house structurally sound. There are many different types of roofs, from wood and asphalt to slate and tile. One type of roof that’s been gaining more popularity is metal.[1] Metal roofs are appealing to homeowners of all types of houses and...
Read more about Metal Roofing Pros and Cons for Your Home
Get a Life Insurance Quote Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department of...
Read more about What to Consider When Raising a Child