Like all commodity markets, the classic car market is always evolving. Values go up, values go down, and owners buy, sell, trade, and hold their cars accordingly. But unlike other collectible objects or financial instruments, cars provide a fun way to invest your money—you actually get to drive and enjoy an old car. Often there...
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You don’t have to live near a canyon or forest for your property to be threatened by wildfire. Nearly 1/3 of U.S. homes are in wildfire-prone areas, according to the Insurance Institute for Business and Home Safety (IBHS). The impact of a wildfire can be tragic and expensive. For instance, the U.S. Forest Service and U.S. Department of the Interior spend a staggering $3.5 billion a year combating the fires. Key to lessening the damage to homes and businesses is knowledge and preparation.
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Looking for adventure in Big Country, USA? Then you very well could end up behind the wheel of a recreational vehicle (RV). In fact, RVs are more popular than ever, as there are 11.2 million U.S. households that own one, according to the RV Industry Association. It’s common for potential RV buyers to rent a...
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One way to lighten the load on your student debt is to refinance your loan through a private lender. Ideally, you’ll be able to get a lower interest rate, which will lower your monthly payment and reduce the amount of interest you’ll pay over the life of the loan. This can be a win-win when...
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Your pets might already be the focus of your everyday life, but on National Pet Day, we’re encouraged to give them extra-special attention. National Pet Day is April 11 annually. Founded in 2006 by Colleen Paige, an animal welfare advocate and pet and family lifestyle expert, this holiday is dedicated to showing appreciation for our...
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Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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When it’s time to buy a new car, we all have our own ideas about what makes it the right fit. Some of us want more legroom, others want more cargo space. Then there are those who just want a killer sound system and great rims. While many of the features offered by manufacturers may...
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Credit card debt can be daunting. Like any mounting debt, it comes with concerns about how it may be affecting your credit rating. Knowing how to do a balance transfer could be an efficient way to help pay down debt – and improve your credit. Moving your balance from a high-interest credit card to a...
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You’ve planned a motorcycle road trip for weeks, but when you open the garage door, you see it. Your motorcycle has a flat. For an experienced rider who knows how to change a motorcycle tire, this might be a simple fix. If you’re not sure, it helps to learn what to do to replace your...
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Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage Strong winds from tornadoes can seriously damage the structural...
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Whether you’ve owned one before or you’re new to riding a personal watercraft (also known as a PWC), selecting a PWC that best suits your lifestyle and budget requires research and time. To help make the selection process easier for you, we put together these buying tips for personal watercraft. Knowing What to Look For...
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Low-budget landscaping needn’t be bare-bones. A little money and effort can create a big impact regardless of how much space you have. Before starting your backyard renovation, have a design in mind. It’s easy to be wooed by beautiful blooms at nurseries. If you have a plan, you’re more likely to purchase the right plants...
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