Moped vs. Scooter: What Is the Difference?
Want to know the key differences between mopeds and scooters? Here's a comparison.
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What are the Different Types of Apartments?
With so many options to choose from, it can be difficult to find the right apartment for you. You’ll want to consider a variety of features when looking at apartments, such as location, price and apartment type. Some common apartment types to consider are studio, loft, garden units, walk-ups, penthouses and more. To help you...
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What is a Health Savings Account (HSA) and Is It Worth it?
According to Healthcare.gov, the definition of an HSA is “A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to...
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How Much Does it Cost to Move?
Nothing stresses people out like having to uproot their lives, transporting their belongings tens, hundreds, even thousands of miles away. While the endless boxes and hours of packing and unpacking involved in moving can certainly take a toll, one of the worst parts of moving, especially for first-time movers, is the uncertainty. How do you...
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What is a Business Plan and Why is it Important?
What is a business plan? Whether you’re starting a small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions. Think of it as a roadmap to success, providing greater clarity on all aspects of your business, from marketing and finance to operations and...
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What is a Lienholder?
What is a lien? Sometimes, a person’s word isn’t quite enough. When creditors feel that there is some risk a debt will not be repaid, they can establish what is known as a lien. A lien is a legal right against assets that can be used as collateral to satisfy an unpaid debt. In other...
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Is it Worth Installing Solar Panels in Your Home?
The number of homeowners installing solar panels continues to increase, with adoption rates reaching a record high in 2021. In fact, the installation of solar panels increased 43% year over year, reaching 19.2 gigawatts of capacity. According to a report by Solar Energy Industries Association and Wood Mackenzie solar adoption is projected to increase 17%...
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5 Mistakes to Avoid When Flipping Homes
House flipping has become a lucrative market for many. And with number of shows dedicated to these endeavors, you may be interested in what it takes to flip a property. But first, what does it mean to flip a house? What is ‘Flipping Houses’? House flipping is an investment strategy in the real estate market....
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How to Freeze Your Credit
In a world that only grows more digital, personal information like your credit is at greater risk than ever. If someone manages to get their hands on any of your sensitive information, they may be able to open a credit account in your name and rack up a bewildering amount of fraudulent charges. With threats...
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Pros and Cons of Commuting to College
When your child starts college and you have an empty nest, you might have a to-do list, including travel abroad and fixing up the house. But before you book a flight, borrow money to turn your child’s room into a home theater or think about other activities for empty nesters, consider that a growing number...
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Should You Give Your College Student an Allowance?
College is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...
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Pros and Cons of Refinancing Student Loans
One way to lighten the load on your student debt is to refinance your loan through a private lender. Ideally, you’ll be able to get a lower interest rate, which will lower your monthly payment and reduce the amount of interest you’ll pay over the life of the loan. This can be a win-win when...
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How to Save Money and Spend Less
Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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How to Start an Emergency Fund
What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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What Is the Total Cost of Car Ownership?
The automotive market, online and off, is saturated with new and used cars that you can review with just a few clicks. Often overlooked during car research, the total cost of ownership is essentially a calculation of all the costs involved in buying and using a car over a period of time.1 This total cost of...
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