What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage Strong winds from tornadoes can seriously damage the structural...
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No one could ever love your children quite like you do. But in the unlikely event that both you and your partner pass away, it’s important to have a guardian named in your will (the only place where this directive can be given) who can care for your children in your absence. Deciding who this...
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From bass anglers to wave riders, folks whose leisure time includes a body of water have an armada of boats from which to choose.
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There’s nothing like the great outdoors, and camping is a great way to enjoy the fresh air. If you don’t want to pay campsite fees and travel costs, you can set up camp in your own backyard. Check out these tips on how to go camping in your own backyard. 1. Set up camp Just...
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Ski season beckons with hundreds of the best ski resorts in the U.S. for the advanced and novice alike. Seeking airborne thrills on the slopes? Or maybe just a leisurely run down the trails capped off with a romantic fireside dinner? This list of ski areas can help you decide where to spend your next...
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During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
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If you decide that your yard needs a fence, you’ll quickly realize that you have a lot of different options when it comes to choosing a type of fence. Of course, it goes beyond simply deciding what look you prefer; you also have to think about what kind of purpose it will serve, how much...
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Airfares are rising and airport security lines are getting longer, so why not plan a hassle-free “staycation” this year? You’ll save time and money and, if you plan it right, you’ll feel more relaxed when it’s time to go back to work. The key to the perfect staycation, experts say, is to treat it like...
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Retailers do whatever they can to attract online shoppers—free shipping, easy returns, coupons and bargains on things for your favorite foodie or your animal lover. Online shopping days like Cyber Monday have been rivaling and beating brick-and-mortar sales in many industries. Unfortunately, increased online activity entices scam artists, putting your personal information at risk. Learning...
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Whether you’re buying or selling a home — or you want to make sure you’re taking great care of the one you already own — the age of the roof is something that’s important to keep in mind. While a roof is designed to last years, it won’t last forever. Knowing how long a roof...
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For many people, Memorial Day is a time to celebrate freedom, in more ways than one. We salute the U.S. veterans who sacrificed to preserve and protect us. And many of us celebrate freedom of the road on this holiday. Memorial Day traffic is one of the heaviest, which translates into more accidents. According to...
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Having virtually no yard maintenance is one appealing benefit of apartment living. But while this lifestyle is convenient, you may find yourself wanting a little more greenery in your home. Bringing the outdoors in is an easy way to enliven your apartment. Even small spaces have room for a bit of nature, and adding a...
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In 2017, roughly 16.7 million people were affected by identity theft, totaling at nearly $16.8 billion stolen. Many seemingly harmless behaviors can make you vulnerable to identify theft: making purchases over the phone, recycling old bills or logging onto free WiFi. And simply losing your wallet or digital devices can be a golden opportunity for...
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