Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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When thinking about starting a business, you may also consider where . Big cities, home to a range of fast-growing industries and a talented workforce, would seem ideal for launching a business. But business owners scouting out potential cities should look beyond just New York City and Los Angeles. While lacking the flashiness of big...
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Starting or expanding a business requires a lot of hard work and money to get off the ground. Finding ways to finance your venture can include everything from applying for loans to getting investors to using your own savings. For minority groups, another option is to get minority grants to start a business. What are...
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You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial milestone we hit. Owning a home can drastically improve your quality of life, and it can seem especially appealing now...
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During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
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We have all dealt with the hassle of lugging a set of clothes to and from the dry cleaner. Which is why you may be pleased to find out that many of your dry-clean-only clothes can easily be freshened up without leaving the house. Washing those special garments by yourself is easier than you think...
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Figuring out how to lower electric bills in the summer can be difficult, especially when temperatures are at their hottest. Luckily, there are some steps you can take to save on your electricity bill during the summer months. Try these energy-saving tips so you can focus more on the pleasures of summer. 1. Be smart...
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Get a Life Insurance Quote Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department of...
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The best bargain shoppers know that timing is everything. Different products follow different cycles of pricing, depending on everything from holidays to weather to annual trade shows. Check out our month-by-month suggestions for the best deals and steals.
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There are many times during the year that can induce stress in people’s lives. The holiday season. Moving. An important work deadline. But a day that almost everyone considers universally stressful? Income Tax Day. While taxes can be confusing and time-consuming, tax time doesn’t necessarily have to be taxing. Stick to these tips to get...
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Imagine your home with a new, fully remodeled kitchen – or a carpeted recreation room in the basement for the kids. Home improvements and upgrades not only make a space more pleasant to live in, they can also add value to your house.
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When you sell your home, carving off a piece of that big check and handing it over to a real estate agent is an unpleasant moment. It’s hard to resist wondering whether you could have sold your home yourself and kept the agent’s commission. There is an alternative that lets you DIY – For Sale...
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It all comes down to personal preference. Below, we help you weigh the pros and cons of synthetic and conventional motor oil. For consumers who are looking for ways to save money, motor oil may seem like a good place to cut some costs. While it’s relatively inexpensive as far as car maintenance goes, using...
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Looking for a perfect family getaway at a budget-friendly price? You do have options beyond the staycation or the grandparents’ house for a getaway. With a little creativity and planning, you can cut vacation costs without missing out on any of the fun. Here’s some ideas for planning a family vacation on a budget. 1. Signup...
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Small business owners wear a lot of hats. Decisions on health care plans, retirement plans and other benefits are often left solely to the owner. Offering a small business retirement plan to employees isn’t always on the radar. A study by LIMRA showed that only 42 percent of small businesses offered retirement plans – despite...
Read more about How to Pick a Small Business Retirement Plan [Slideshow]