Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial milestone we hit. Owning a home can drastically improve your quality of life, and it can seem especially appealing now...
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During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
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We have all dealt with the hassle of lugging a set of clothes to and from the dry cleaner. Which is why you may be pleased to find out that many of your dry-clean-only clothes can easily be freshened up without leaving the house. Washing those special garments by yourself is easier than you think...
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Figuring out how to lower electric bills in the summer can be difficult, especially when temperatures are at their hottest. Luckily, there are some steps you can take to save on your electricity bill during the summer months. Try these energy-saving tips so you can focus more on the pleasures of summer. 1. Be smart...
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Get a Life Insurance Quote Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department of...
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The best bargain shoppers know that timing is everything. Different products follow different cycles of pricing, depending on everything from holidays to weather to annual trade shows. Check out our month-by-month suggestions for the best deals and steals.
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There are many times during the year that can induce stress in people’s lives. The holiday season. Moving. An important work deadline. But a day that almost everyone considers universally stressful? Income Tax Day. While taxes can be confusing and time-consuming, tax time doesn’t necessarily have to be taxing. Stick to these tips to get...
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Imagine your home with a new, fully remodeled kitchen – or a carpeted recreation room in the basement for the kids. Home improvements and upgrades not only make a space more pleasant to live in, they can also add value to your house.
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When you sell your home, carving off a piece of that big check and handing it over to a real estate agent is an unpleasant moment. It’s hard to resist wondering whether you could have sold your home yourself and kept the agent’s commission. There is an alternative that lets you DIY – For Sale...
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It all comes down to personal preference. Below, we help you weigh the pros and cons of synthetic and conventional motor oil. For consumers who are looking for ways to save money, motor oil may seem like a good place to cut some costs. While it’s relatively inexpensive as far as car maintenance goes, using...
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Looking for a perfect family getaway at a budget-friendly price? You do have options beyond the staycation or the grandparents’ house for a getaway. With a little creativity and planning, you can cut vacation costs without missing out on any of the fun. Here’s some ideas for planning a family vacation on a budget. 1. Signup...
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If you’re moving out of a home you own, you might be wondering whether to rent your house out or sell it. Both of these options have benefits. It’s important to look at your individual situation and weigh the pros and cons before you decide. Many elements factor into choosing whether to rent or sell...
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When your son or daughter begins playing a sport for the first time, there are many things that might make you nervous. How to explain sportsmanship? How can I help them stay safe while playing sports? But what parents might not consider when their child shows an initial interest in a particular sport is how...
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If you’re looking for ways to save money, learning how to reuse household items is a good place to start. These eight common items can work double-duty, stretching their usefulness and your dollar. 1. Cereal bags When you finish your favorite breakfast cereal, keep the plastic bag and reuse it like wax paper to separate...
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