Auto insurance premiums are frequently rising in the United States. Policyholders who’ve filed no recent claims may be perplexed by car insurance premium increases and wonder what’s behind the changes. Several macro trends play into the way auto insurance premiums are set. Here are some of the general factors that have the most impact on...
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While we hear plenty about the dangers of winter driving, we often ignore the hazards that come with summertime driving. Statistics show summer is actually a riskier time to be on the road. The Insurance Information Institute shows the highest number of fatal car accidents occur in August. While summer offers some of the year’s...
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You’ve reached the final phase of your motorcycle preparation journey: Buying your bike. An exciting step, but with so many types of motorcycles to choose from, a confusing one, too. Review this motorcycle-buying guide to become a confident, informed shopper and rider. Find out what motorcycle type is right for you and what to consider...
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According to a number of studies, nearly two-thirds of motorcycle accidents are caused by drivers of other vehicles violating the motorcycle’s right-of-way. In fact, the failure of motorists to detect and recognize motorcycles is the predominant cause of motorcycle accidents. It’s difficult to spot motorcyclists As vigilant as drivers try to be, there’s an actual...
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Putting a teenager behind the wheel can be nerve-racking for parents – and justifiably so. The Insurance Institute for Highway Safety found that teens crash three times as often as drivers aged 20 and older. But there are things you can do to help keep them safe. Follow these seven tips to help your kids...
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While most drivers realize the importance of taking care of their tires, there’s one tire that usually gets overlooked – the one in your trunk. But some people assume that because they haven’t used a spare, that it can operate like new. Accidents resulting from faulty or poorly maintained spares happen more than most drivers...
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December, January and February are the leading months for home heating fires. Overall, heating equipment is the second leading cause of U.S. home fires and home fire deaths. There are between 350,000 and 400,000 house fires in the United States every year that result in almost $8 billion in annual damages, according to the National...
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Teenagers are often encouraged to take a safe driving course to improve their skills early on, but every driver regardless of age can benefit from a safety course. In 2014, more than 2 million people were injured in motor vehicle accidents, according to the National Highway Traffic Safety Administration. While that is a slight decrease...
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Whether you’re a new driver or have years of experience behind the wheel, practicing safe driving consistently may help you avoid an accident. Check out the slideshow below for important safe driving tips to practice every time you drive. No matter how safely you drive, the unexpected can still happen. Make sure you have the...
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Ladders are a common part of home repair and maintenance. They enable homeowners to complete tasks that would otherwise be difficult to reach. But as is the case for any tool, it’s important to use ladders safely. Ladder-related injuries send more than 90,000 people a year to emergency rooms throughout the United States, according to...
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Riding an ATV can be fun, but if you don’t take the proper precautions, it can also be dangerous. These ATV safety tips can help make your riding experience safe and enjoyable: Enroll in an ATV Safety Course Before climbing on an All-Terrain Vehicle, complete a hands-on training course to help prepare you for both...
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Learning how to drive is a major milestone in anyone’s life. If your son or daughter is getting behind the wheel for the first time, you’re probably a very proud parent. And you know it’s important to teach your teen that driving is a privilege - not a right.
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You can lapse into bad habits no matter how experienced you are. Even seasoned motorists can slip up on certain, potentially unsafe practices. To find out what those mistakes are, we recently spoke to Bill Windsor, associate vice president of consumer safety for Nationwide. Pushing the limits of a yellow light. It’s easy for a...
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It could be the nearly irresistible urge to “take command” with unsolicited driving directives every time you’re a passenger in a vehicle. Or that sudden “shriek” you let out whenever you feel your comfort zone violated. Either way, you’re exhibiting signs of backseat driver syndrome. While some may shrug off this behavior as simply part...
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All cars have four wheels, so what exactly differentiates four-wheel drive from other driving systems? Four-wheel drive (4WD) refers to vehicles in which the engine powers all four wheels at the same time. These 4WD cars often allow drivers to switch from two- to four-wheel drive as conditions require. If you like going off-road for...
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