What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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If you’re running a business, you should have a contingency plan in case one or more key people leave, no matter if it’s because of retirement, death, a disagreement over strategy or a job opportunity at another firm. In some cases, such planning is crucial to ensure an orderly transition in ownership. It is an...
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Are you prepared for hurricane season? In an average season, about 18 named storms occur. Of those storms, 3 are typically major hurricanes and another 6 vary in intensity, according to the National Oceanic and Atmospheric Administration (NOAA).[1] The time to prepare for a hurricane is before it hits. By knowing how to prepare for...
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Welcome to the second edition of our Fire Prevention Week 2014 series. Now that we’ve established fire safety tips for your home, let’s focus on the workplace. According to the National Fire Protection Association, U.S. fire departments respond to over 3,000 fire on office properties per year. Like at home, it’s your responsibility to take...
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Thinking about buying a push-button-start car? Here’s what you need to know before you buy.
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Understanding Medicare can be difficult, but the Nationwide Retirement Institute® is here to help you by sharing some of the most common Medicare questions.
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Key Takeaways: You may be wondering how to ensure that you’ll have sufficient funds to live comfortably in retirement—and although there isn’t a one-size-fits-all approach—there are a few well-known tricks to help you make the most of your retirement savings. The 4% rule is a general retirement guideline suggesting that you can safely withdraw funds...
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Tornado season spans a roughly three-month period, from April through June, when the bulk of tornadoes occur in the U.S. Regardless of the season, tornadoes can spin up given the right conditions, presenting a serious danger to people, animals, and property.[1] That’s why it’s important to recognize the signs of a tornado threat and stay...
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From kicking back at the best BBQ joint in town to swimming at the beach with friends or road tripping with your family – nothing is better than taking full advantage of a beautiful summer day. Here are some of the best travel apps you can use to make the most of this summer. Stay...
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If you haven’t bought a new car in a few years, you may be in for a surprise the next time you need to change your tire. For about the past four years, most car manufacturers have been leaving an old standard off of new cars: the spare tire. “It’s been a slow, progressive change,”...
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You don’t have to live near a canyon or forest for your property to be threatened by wildfire. Nearly 1/3 of U.S. homes are in wildfire-prone areas, according to the Insurance Institute for Business and Home Safety (IBHS). The impact of a wildfire can be tragic and expensive. For instance, the U.S. Forest Service and U.S. Department of the Interior spend a staggering $3.5 billion a year combating the fires. Key to lessening the damage to homes and businesses is knowledge and preparation.
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Learning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
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While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage Strong winds from tornadoes can seriously damage the structural...
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Ski season beckons with hundreds of the best ski resorts in the U.S. for the advanced and novice alike. Seeking airborne thrills on the slopes? Or maybe just a leisurely run down the trails capped off with a romantic fireside dinner? This list of ski areas can help you decide where to spend your next...
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There’s nothing quite like spending the day on your boat with family and friends. Just be sure safety is foremost in your mind. From must-have safety gear to how to safely operate a boat, check out these important boating safety tips: 1. Be prepared with a boat safety kit You can’t always predict an emergency,...
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