If you’re finding credit hard to get or you don’t have as much equity in your home these days, taking out a loan from your own 401(k) plan may be appealing. After all, most employers allow this, although some only allow the loans for buying your first home or paying un-reimbursed medical expenses. Your 401(k)...
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Learning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
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Are you looking for a way to earn some extra money to help reach your financial goals? You’re not alone. More than 44 million Americans have a side gig.[i] If you want a flexible side job, consider this list of high-paying side job ideas that can help you generate some extra cash. 1. Ride-share driver...
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If the responsibilities of being a homeowner have become tiresome, it might be time to make a move. Or maybe you’re looking at buying a house but think the regular maintenance is more than you, or your schedule, can handle. A condominium or co-op might be the right living option for you. Both offer the...
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Going from renting an apartment to owning a home is a big step that can impact your finances and your lifestyle. It’s important to understand the pros and cons before making a decision, and you’ll also have to weigh your needs. You may want more room and autonomy over your living space. Or you may...
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Buying a new vehicle is an exciting prospect for car owners. Who doesn’t like the thought of driving away in a shiny new model with the latest bells and whistles? But for some, stepping into a dealership can be daunting. Options seem endless and confusing, and negotiating can be stressful. On top of that, there’s...
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If you’re considering purchasing life insurance, it’s crucial to understand the different types of life insurance policies available. While term life insurance is pretty simple to understand, permanent life insurance comes in many forms, with investment options that increase their complexity. Here’s what you need to know about the different types of life insurance before...
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Millennials, generally those born between 1981 and 1996, face a much different working environment than previous generations did.[1] They’re also now the largest segment of employed people in the United States, and by 2020, they’re expected to make up 50% of the workforce.[2] If your company has millennial employees, or if you’re anticipating hiring fresh...
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Whether you’re buying or selling a home — or you want to make sure you’re taking great care of the one you already own — the age of the roof is something that’s important to keep in mind. While a roof is designed to last years, it won’t last forever. Knowing how long a roof...
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If you recently bought (or already own) a classic car, you may be considering putting antique license plates on it. Such plates, available from your state’s Department of Motor Vehicles, indicate the car is of a certain age. Depending on where you live, these license plates may be referred to as collector, classic, vintage, historic...
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There are many times during the year that can induce stress in people’s lives. The holiday season. Moving. An important work deadline. But a day that almost everyone considers universally stressful? Income Tax Day. While taxes can be confusing and time-consuming, tax time doesn’t necessarily have to be taxing. Stick to these tips to get...
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A garage often becomes a catch-all space in your home. Everything from tools and toys to brooms and bikes get stored here, which is why organization is key. To help maximize space, try these six DIY garage organization ideas. 1. Declutter the space Before you begin your DIY garage storage mission, start by getting rid...
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Thinking of purchasing an RV trip for your next vacation? Before you hit the road, make sure you know which type of RV is right for your lifestyle – and your budget. Read on for the lowdown on the different RV types on the market. What are the different types of RVs? RVs are divided into...
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Many college freshmen encounter a culture shock when they first move into a dorm. After having your own bedroom, you must now adjust to living in a closet-size space with someone else. Here are 5 tips from USA Today to make the most of a tight squeeze.
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You’re ready to hit the high seas for your cruise, but is your suitcase? Packing for a cruise, unlike a land-based getaway, means a different set of rules. If you’re wondering what to bring on a cruise, here are the essentials you need to enjoy your vacation: Appropriate Attire and Accessories 1. Sneakers Just because...
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