One way to lighten the load on your student debt is to refinance your loan through a private lender. Ideally, you’ll be able to get a lower interest rate, which will lower your monthly payment and reduce the amount of interest you’ll pay over the life of the loan. This can be a win-win when...
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What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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Learning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
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Credit card debt can be daunting. Like any mounting debt, it comes with concerns about how it may be affecting your credit rating. Knowing how to do a balance transfer could be an efficient way to help pay down debt – and improve your credit. Moving your balance from a high-interest credit card to a...
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Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
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Whether you’ve owned one before or you’re new to riding a personal watercraft (also known as a PWC), selecting a PWC that best suits your lifestyle and budget requires research and time. To help make the selection process easier for you, we put together these buying tips for personal watercraft. Knowing What to Look For...
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Low-budget landscaping needn’t be bare-bones. A little money and effort can create a big impact regardless of how much space you have. Before starting your backyard renovation, have a design in mind. It’s easy to be wooed by beautiful blooms at nurseries. If you have a plan, you’re more likely to purchase the right plants...
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Any sudden, unplanned decision to purchase a product or service is considered to be impulse buying. These spur-of-the-moment purchases can be big or small, but they are never planned. If you’re standing in line at the supermarket checkout and suddenly decide to purchase a candy bar, that’s an impulse purchase. But the same can be...
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Are you renovating your home? Whether you do it yourself or hire a professional, make sure you do it right the first time. Home projects can take a big bite out of your budget and your time if they’re not done properly. Here are some of the most common home renovations mistakes to avoid: 1....
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Nowadays, your car is probably staying parked in your garage for longer periods of time. While this can be nice for saving money on gas and other maintenance, it’s not an ideal situation for your car’s battery. This leads to an important question: Can a car battery go dead from sitting? Yes, it can. Even...
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Many homeowners possess basic painting preparation. They know that it’s important to use drop cloths, painters tape and stir paint thoroughly. But did you know that a golf ball can help maintain paint quality, or that microwaving paint tape can make it more manageable? With most DIY painting projects, knowing a few additional painting techniques...
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During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
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Staying on top of your car’s maintenance can prolong the life of your vehicle. It can also save you money by avoiding costly repairs and keep you and your family safe on the road. You don’t have to be an auto mechanic to keep your car well-maintained; all you need is a checklist and the...
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If you decide that your yard needs a fence, you’ll quickly realize that you have a lot of different options when it comes to choosing a type of fence. Of course, it goes beyond simply deciding what look you prefer; you also have to think about what kind of purpose it will serve, how much...
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Airfares are rising and airport security lines are getting longer, so why not plan a hassle-free “staycation” this year? You’ll save time and money and, if you plan it right, you’ll feel more relaxed when it’s time to go back to work. The key to the perfect staycation, experts say, is to treat it like...
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