Car shopping can be a stressful event even for the savviest negotiator. For most people a car is the second most expensive purchase they’ll make next to buying a home — all the more reason to be prepared and have a plan for picking a car out and financing the purchase. A snap decision at...
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These days, having a high credit limit can seem like a form of financial stability. It’s nice to know there’s extra credit available if you need it. And even if you don’t need it, a higher credit limit can actually result in a higher credit score and increased borrowing power. It’s all about something called...
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Buying a car has become more streamlined, making the buying process faster than ever. However, not bringing the proper documents with you can hold up a purchase. Knowing what paperwork you need to bring along when you’re buying a car can keep the process moving. In addition to your driver’s license, there are a few...
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Drafts, or air leaks, can come into your home through windows, fireplaces and even electrical outlets, making your house feel several degrees colder and driving up your heating bills. The potential energy savings from reducing drafts can range from 5% to 30% per year, according to the U.S. Department of Energy. Here are several ways...
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If you lost all of your possessions today, would you be able to list each item and its value from just your memory. That’s the value of a home inventory. Making a detailed list of what you own ensures nothing will be omitted if you have to recall your home contents after a loss by...
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When shopping for a new car, look for one that will go the extra mile. A car with durable features and auto parts, such as updated technology and a long-lasting engine, can save you future financial headaches. We took a look at J.D. Power’s Vehicle Dependability Study (VDS), which reports the frequency of problems after...
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The holidays are a cheerful time, but while you’re celebrating, someone may be eyeing those new gifts. Beware of the burglars waiting to get their hands on your presents. Here are some tips to help avoid being a victim of theft over the holidays: 1. Save the status updates for later Four out of five...
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You’ve reached the final phase of your motorcycle preparation journey: Buying your bike. An exciting step, but with so many types of motorcycles to choose from, a confusing one, too. Review this motorcycle-buying guide to become a confident, informed shopper and rider. Find out what motorcycle type is right for you and what to consider...
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According to a number of studies, nearly two-thirds of motorcycle accidents are caused by drivers of other vehicles violating the motorcycle’s right-of-way. In fact, the failure of motorists to detect and recognize motorcycles is the predominant cause of motorcycle accidents. It’s difficult to spot motorcyclists As vigilant as drivers try to be, there’s an actual...
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If you’re moving out of a home you own, you might be wondering whether to rent your house out or sell it. Both of these options have benefits. It’s important to look at your individual situation and weigh the pros and cons before you decide. Many elements factor into choosing whether to rent or sell...
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What are life skills? People have different views about which life skills are most essential for success. However, what they do agree on is that we all need these skills for life in one form or another to address the issues that occur daily at work, school and home. These skills have become particularly important...
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Putting a teenager behind the wheel can be nerve-racking for parents – and justifiably so. The Insurance Institute for Highway Safety found that teens crash three times as often as drivers aged 20 and older. But there are things you can do to help keep them safe. Follow these seven tips to help your kids...
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A second house might be an investment, a vacation property or a combination of the two. Regardless of its intended use, a rising number of people are purchasing residential real estate. They see real estate as a safer investment than other investments that might come with increased risks. A National Association of Realtors survey showed...
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It’s no secret that most car enthusiasts enjoy displaying their passion for all things automotive. From calendars and clocks to accent furniture, many classic car lovers incorporate that interest into everything from the clothes they wear to their home décor. If you’re shopping for gifts for a classic car lover, the hardest part might be...
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Decorating your cube gives you an opportunity to create a fun, personalized space while following workplace etiquette. Read the desk decorating tips below to learn how to create a space that looks just as good as the one in our video. 1. Banish bland walls Beige, gray, white. Chances are your new cube walls are...
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