Shopping has evolved dramatically over the past several decades, providing consumers with more choice and convenience whether they shop in brick-and-mortar stores or browse online for their purchases. Even holiday shopping has adapted to the changing landscape, with Black Friday and Cyber Monday appealing to online and in-store shoppers. It’s easy to assume there is a...
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Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial milestone we hit. Owning a home can drastically improve your quality of life, and it can seem especially appealing now...
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During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
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Do you regularly spend a few dollars on everyday things that you could probably live without? We’re all guilty of it but we tend to ignore the bigger picture. Think about it: if you saved the money you spent on small, day-to-day purchases, you could quickly save up a large sum of money that could...
Read more about The Latte Effect: How Much Could you Be Saving? [Infographic]
If you want the freshest produce possible, consider planting your own home garden. After all, you can’t get any closer to your kitchen table than your own backyard. You can cut grocery costs by growing your own vegetables, too. In this article, we’ll teach you 10 steps in planting your own vegetable garden. Do’s and...
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There might come a time when you need to rent a car — either when you’re on vacation or even when your car is in the shop. Whatever the situation, it’s important to know the ins and outs of renting a car, which can help you avoid the most common hidden fees that rental agencies...
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Because inflation affects our day-to-day lives, worrying about inflation affecting car repairs is understandable. As of August 2023, car maintenance prices had increased 23% over the previous year. There are many reasons for this, including a shortage of workers and car parts. Also, because the technology on cars has advanced, repairs to the high-tech features...
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Searching for your first home? Here are some tips to help the process.
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College is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...
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What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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Learning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
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Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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Hosting a party is a great way to celebrate special occasions like birthdays, holidays and promotions. However, it can get expensive if you don’t set a budget and stick to it. With a thoughtful plan, you can throw a memorable party on a budget. Use these tips to know how to plan a party without...
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Everyone has a spending weakness or two. Whether you buy a latte every morning or can’t resist a deal on a designer purse, these indulgences can impact your budget and savings plan. 47% of Americans say they couldn’t cover a $400 emergency expense without selling something or borrowing money, according to research from the Federal...
Read more about 5 of the Best Money Management Apps of 2018