11 First-Time Homebuyer Tips
Searching for your first home? Here are some tips to help the process.
Read more about 11 First-Time Homebuyer TipsSearching for your first home? Here are some tips to help the process.
Read more about 11 First-Time Homebuyer TipsInflation is at the top of everyone’s minds right now. Our recent Nationwide Retirement Institute® survey found the majority of U.S. parents (60%) listed inflation or the rising cost of living as their top financial concern right now. [1] Coming out of the Covid-19 pandemic, we have seen supply-chain issues, as well as rising consumer...
Read more about Personal Finance Tips for Dealing with InflationKey Takeaways: You may be wondering how to ensure that you’ll have sufficient funds to live comfortably in retirement—and although there isn’t a one-size-fits-all approach—there are a few well-known tricks to help you make the most of your retirement savings. The 4% rule is a general retirement guideline suggesting that you can safely withdraw funds...
Read more about Strategies to help ensure you don’t deplete your retirement savings too earlyDepending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
Read more about 10 Tips for Buying a Business CarRemodeling with sustainability in mind is easier than you think, and may generate savings through reduced energy usage. Going green, however, requires more forethought than money to make your home durable, healthy and pleasing. Here are just a few of the options and products you can use to make your remodeling projects more sustainable. 1....
Read more about Going Green: 5 Tips for Building an Eco-friendly HomeCollege is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...
Read more about Should You Give Your College Student an Allowance?Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
Read more about How to Save Money and Spend LessWhat is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
Read more about How to Start an Emergency FundLearning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
Read more about How Much Should You Spend on Rent?Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
Read more about How to Build Your CreditShopping has evolved dramatically over the past several decades, providing consumers with more choice and convenience whether they shop the brick-and-mortar stores or browse online for their purchases. Even holiday shopping has adapted to the changing landscape with Black Friday and Cyber Monday appealing to both in-store and online shoppers. It’s easy to assume there...
Read more about Online Shopping vs In-Store Shopping: Which Is Better?Your home needs the right roof to keep everything inside protected and keep your house structurally sound. There are many different types of roofs, from wood and asphalt to slate and tile. One type of roof that’s been gaining more popularity is metal.[1] Metal roofs are appealing to homeowners of all types of houses and...
Read more about Metal Roofing Pros and Cons for Your HomeAre you thinking about returning to work after retirement? You might want to earn some extra income, stay social, or create more structure in your daily routine. Whatever your reason might be — and whether you’re already retired or are getting ready to leave the workforce in your current capacity — yes, you can work...
Read more about Should You Work After Retirement?Figuring out how to lower electric bills in the summer can be difficult, especially when temperatures are at their hottest. Luckily, there are some steps you can take to save on your electricity bill during the summer months. Try these energy-saving tips so you can focus more on the pleasures of summer. 1. Be smart...
Read more about How to Lower Your Electric Bill This SummerGet a Life Insurance Quote Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department...
Read more about What to Consider When Raising a Child