The concept of small living isn’t something only empty-nesters enjoy anymore. A growing number of people want to own a home, but it may not be feasible in their bigger financial picture. One solution? Small-space living. Research shows that 68% of homeowners who live in tiny homes don’t have a mortgage, compared to 29% of...
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If you lost all of your possessions today, would you be able to list each item and its value from just your memory. That’s the value of a home inventory. Making a detailed list of what you own ensures nothing will be omitted if you have to recall your home contents after a loss by...
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Small business owners wear a lot of hats. Decisions on health care plans, retirement plans and other benefits are often left solely to the owner. Offering a small business retirement plan to employees isn’t always on the radar. A study by LIMRA showed that only 42 percent of small businesses offered retirement plans – despite...
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The holidays are a cheerful time, but while you’re celebrating, someone may be eyeing those new gifts. Beware of the burglars waiting to get their hands on your presents. Here are some tips to help avoid being a victim of theft over the holidays: 1. Save the status updates for later Four out of five...
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You’ve reached the final phase of your motorcycle preparation journey: Buying your bike. An exciting step, but with so many types of motorcycles to choose from, a confusing one, too. Review this motorcycle-buying guide to become a confident, informed shopper and rider. Find out what motorcycle type is right for you and what to consider...
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According to a number of studies, nearly two-thirds of motorcycle accidents are caused by drivers of other vehicles violating the motorcycle’s right-of-way. In fact, the failure of motorists to detect and recognize motorcycles is the predominant cause of motorcycle accidents. It’s difficult to spot motorcyclists As vigilant as drivers try to be, there’s an actual...
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If you’re moving out of a home you own, you might be wondering whether to rent your house out or sell it. Both of these options have benefits. It’s important to look at your individual situation and weigh the pros and cons before you decide. Many elements factor into choosing whether to rent or sell...
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What are life skills? People have different views about which life skills are most essential for success. However, what they do agree on is that we all need these skills for life in one form or another to address the issues that occur daily at work, school and home. These skills have become particularly important...
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Credit cards aren’t inherently bad. In fact, building a credit history is usually necessary if you plan to finance a big purchase like a car or home. Use these tips to maintain a good credit score—and keep your loan rates low. Learn your FICO Score. When you apply for a mortgage or a loan, your...
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These hints will help you reduce energy use along with the temperature. As summer arrives, many people think, “Thank goodness for air conditioning.” That is, until the bill for cranking the A/C arrives. Fortunately, there are many energy-efficient ways to keep your house cool. Beat the heat this summer with these home cooling tips. 1....
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Putting a teenager behind the wheel can be nerve-racking for parents – and justifiably so. The Insurance Institute for Highway Safety found that teens crash three times as often as drivers aged 20 and older. But there are things you can do to help keep them safe. Follow these seven tips to help your kids...
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Your first work email isn’t something you need to be afraid of. Follow these etiquette tips and pay attention to the emails you receive to figure out how to create effective, polite and personable work emails. It’s a skill that will serve you well throughout your career. Subject line Your subject line should be a...
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Today’s workplace is changing, and the traditional employee-employer relationship is being transformed by contract and freelance employment. That’s a trend that is going to continue, experts say. In fact, the 2017 Freelancing in America study estimates that, by 2027, the majority of all workers will be freelancers.[1] Those looking for the best paying work from...
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A second house might be an investment, a vacation property or a combination of the two. Regardless of its intended use, a rising number of people are purchasing residential real estate. They see real estate as a safer investment than other investments that might come with increased risks. A National Association of Realtors survey showed...
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Are you looking for a romantic getaway? If it’s time for you and your partner to escape the hustle and bustle of everyday life, take a look at this list of 10 picture-perfect vacation ideas for couples. See the descriptions below the slides for a complete list of couple-friendly locations. Bora Bora Bora Bora offers...
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