First-Time Car Buyer’s Guide: Tips and Tools
Want to buy your first car but don’t know where to start? Follow these tips to set yourself up for success.
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What is a Business Plan and Why is it Important?
What is a business plan? Whether you’re starting a small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions. Think of it as a roadmap to success, providing greater clarity on all aspects of your business, from marketing and finance to operations and...
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Pros and Cons of Refinancing Student Loans
One way to lighten the load on your student debt is to refinance your loan through a private lender. Ideally, you’ll be able to get a lower interest rate, which will lower your monthly payment and reduce the amount of interest you’ll pay over the life of the loan. This can be a win-win when...
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How to Save Money and Spend Less
Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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How to Sell at a Farmers Market
Strolling around the local farmers market on a Saturday morning is a popular pastime, and if you grow, bake, craft, or create things as a hobby, you may have wondered if you might sell your goods and produce there. Farmers markets are growing in popularity, so it’s no surprise that gardeners, bakers, artists, and other...
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Online Shopping vs In-Store Shopping: Which Is Better?
Shopping has evolved dramatically over the past several decades, providing consumers with more choice and convenience whether they shop the brick-and-mortar stores or browse online for their purchases. Even holiday shopping has adapted to the changing landscape with Black Friday and Cyber Monday appealing to both in-store and online shoppers. It’s easy to assume there...
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What are Minority Small Business Grants and How to Get Them
Starting or expanding a business requires a lot of hard work and money to get off the ground. Finding ways to finance your venture can include everything from applying for loans to getting investors to using your own savings. For minority groups, another option is to get minority grants to start a business. What are...
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Moving Checklist: Tips for Moving Out of State
Moving is almost always a process that requires ample planning, but moving to a different state has its own unique challenges. Moving to another state means everything is different — from a new home and school to new doctors and pet groomers. And that’s not to mention the task of boxing up your entire life...
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6 Ways to Prevent Identity Theft When Shopping Online
Retailers do whatever they can to attract online shoppers—free shipping, easy returns, coupons and bargains on things for your favorite foodie or your animal lover. Online shopping days like Cyber Monday have been rivaling and beating brick-and-mortar sales in many industries. Unfortunately, increased online activity entices scam artists, putting your personal information at risk. Learning...
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Financial Tips When You Hit Your 60s
Life is tough when everything seems to fall apart. A divorce, a death, a job that was a sure thing suddenly disappearing. It’s even tougher when you’re close to retirement. Give yourself a short amount of time to dwell in that pain, and then move on. Easier said than done, of course. But focusing on...
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Does a Speeding Ticket Affect Insurance?
Like it or not, speeding tickets happen. But you should be careful to avoid getting one—and not just because exceeding the posted limit can be dangerous. The expense of getting a speeding violation may not end after you pay the associated fine. It can also trigger an increase in your auto insurance premium. Speeding tickets...
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Buying a Car? Learn What Documents You’ll Need to Bring [Infographic]
Buying a car has become more streamlined, making the buying process faster than ever. However, not bringing the proper documents with you can hold up a purchase. Knowing what paperwork you need to bring along when you’re buying a car can keep the process moving. In addition to your driver’s license, there are a few...
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How to Start an Online Store to Sell Products
Selling products online can have many benefits. Start-up costs are typically lower than those of brick-and-mortar businesses. The internet offers a worldwide audience of customers and on top of that, you get to be your own boss. But as with any enterprise, careful planning is critical for success. You’ll need to determine if there’s demand...
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Understanding 5 Different Types of Green Cars
Not all energy-efficient cars are created equal. There are alternative cars – hybrid, plug-in hybrid and electric – that don’t need gasoline to run, as well as eco-friendly and diesel cars. Each has its advantages and disadvantages.Not all energy-efficient cars are created equal. There are alternative cars – hybrid, plug-in hybrid and electric – that...
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On a Roll: Scooters Hitting the Streets Again
In the 1980s, scooters and mopeds enjoyed brisk sales and became a popular way for getting around town. But the demand for these low-cost rides seemed to disappear almost immediately, thanks, in part, to more economical cars and falling gas prices. Recent years have seen consumers revisiting the idea of hitting the street on two...
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