What is a business plan? Whether you’re starting a small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions. Think of it as a roadmap to success, providing greater clarity on all aspects of your business, from marketing and finance to operations and...
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Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
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Starting or expanding a business requires a lot of hard work and money to get off the ground. Finding ways to finance your venture can include everything from applying for loans to getting investors to using your own savings. For minority groups, another option is to get minority grants to start a business. What are...
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Does your business need extra cash? Whether you need money to buy new equipment, grow your business or purchase a plot of land, you may need a loan for your business to fund the transaction. Small businesses borrowed $614 billion in 2016, according to a survey by the Small Business Administration. Loans under $100,000 saw...
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It’s not enough nowadays to throw open the doors of your brick-and-mortar location. It’s important to have a website as well. Too many small businesses neglect this aspect of their marketing. A website allows you to attract customers while creating and controlling the message you send. In most cases, your website will be the first...
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Whether you’re starting a business or already have one, creating a website for your business is essential for reaching potential customers. A website allows you to attract customers while creating and controlling the message you send. In most cases, your website will be the first impression customers get of your company, and you want it...
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How will inflation affect the housing market? Housing prices tend to rise with inflation. This is because the economy is dynamic and there are a lot of changes introduced to it every day. One of the major factors causing home prices to increase is interest rates.[1] When interest rates are low, buying homes can be...
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Are you prepared for hurricane season? In an average season, about 18 named storms occur. Of those storms, 3 are typically major hurricanes and another 6 vary in intensity, according to the National Oceanic and Atmospheric Administration (NOAA).[1] The time to prepare for a hurricane is before it hits. By knowing how to prepare for...
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Nearly half a million people are injured in distracted driving-related accidents each year. Learn about how to steer clear of the dangers of distracted driving. What is distracted driving? Distracted driving is a true hazard of the road. It’s the cause of countless accidents and is completely preventable. Activities ranging from eating to texting divert...
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The sun is shining, birds are chirping, and you’re sitting in a lush, green Eden of your own making. For many, there are few better ways to enjoy warm weather than gardening. Keeping a garden can be a wonderful way to spend your free time outdoors, a great way to gain access to fresh produce...
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Strolling around the local farmers market on a Saturday morning is a popular pastime, and if you grow, bake, craft, or create things as a hobby, you may have wondered if you might sell your goods and produce there. Farmers markets are growing in popularity, so it’s no surprise that gardeners, bakers, artists, and other...
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Are you thinking about returning to work after retirement? You might want to earn some extra income, stay social, or create more structure in your daily routine. Whatever your reason might be — and whether you’re already retired or are getting ready to leave the workforce in your current capacity — yes, you can work...
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Paperwork. It’s not the most exciting part of life, but putting a little work in up front to keep important documents organized and accessible can save a lot of hassle when you need to access them. But how long do you really need to keep documents? This guide will explain how long to keep your...
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You recently sent your last child off to college and now you’re an empty nester. Or maybe you’ve decided to sell your home and move to a smaller house because you don’t need so much space. Perhaps you’re tired of paying thousands of dollars in utility bills every year and would gladly trade a bigger...
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Regardless of where a woman is in her life, she should arm herself with the tools and knowledge she needs to confidently manage her finances. Every woman should know the basics of personal finance to avoid potentially costly consequences. In financial literacy matters, women tend to score lower than men consistently, according to an article...
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