The concept of small living isn’t something only empty-nesters enjoy anymore. A growing number of people want to own a home, but it may not be feasible in their bigger financial picture. One solution? Small-space living. Research shows that 68% of homeowners who live in tiny homes don’t have a mortgage, compared to 29% of...
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When thinking about starting a business, you may also consider where . Big cities, home to a range of fast-growing industries and a diverse, talented workforce, would seem ideal for launching a business. But business owners scouting out potential cities should look beyond just New York City and Los Angeles. While lacking the flashiness of...
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As parents get older, families are often faced with finding new living arrangements. Whether it’s to be closer to grown children, to be surrounded by like-minded (and similarly aged) neighbors or to live in a home designed to accommodate physical limitations, there are several reasons parents may need to consider senior housing. The term “retirement...
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Small business owners wear a lot of hats. Decisions on health care plans, retirement plans and other benefits are often left solely to the owner. Offering a small business retirement plan to employees isn’t always on the radar. A study by LIMRA showed that only 42 percent of small businesses offered retirement plans – despite...
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Accumulating things is just part of life. There are the items we need, and then there are those we don’t really need — but how much is too much? At a certain point, you may feel overwhelmed or crowded by all of your stuff. Your things may cease to have meaning, or worse, you may...
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With so many options to choose from, it can be difficult to find the right apartment for you. You’ll want to consider a variety of features when looking at apartments, such as location, price and apartment type. Some common apartment types to consider are studio, loft, garden units, walk-ups, penthouses and more. To help you...
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The dirtiest items in your home might not be what you think. Beyond just dirt and grime, germs can also build up in out-of-the-way areas in your kitchen, bathroom and even your office. Check out the slideshow below for the top 10 places in your home that you might not clean, and get house cleaning...
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Long-term care is any personal assistance you need to maintain your quality of life as you get older. There is a good chance that you will need long-term care at some point in your life. Long-term care insurance can be important to help you have more choice and flexibility, as well as the type of...
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In any given year, weather disasters can result in billions of dollars of damages. During hurricane season, affected properties can expect to see flooding, broken windows, downed power lines, leaking roofs and more. Hurricanes in particular create strong winds that are capable of uprooting trees and debris, which can fly around and damage properties of...
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The phrase “exotic pets” brings up a plethora of associations, many of them negative. Illegally sourced monkeys, baby tigers, Burmese pythons let loose in the Everglades, these are just a few of the headlines that come to mind. But the truth is that these are just the most publicized examples of exotic pets. There are...
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In 2020, many people were forced to turn their kitchens, living rooms, and spare rooms into home offices. Depending on your job type, you may be able to get things done just fine from your home workspace with a few tweaks. But there’s usually room to improve. Here are a few tips on creating a...
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You just packed up your life and moved it into another state. You’re tired, but you’re relieved. The boxes are all inside, you’ve got the keys in hand and you’re having a seat now to soak it all in. But there’s something still nagging at you, what’s left to do? Oh, that’s right! You still...
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According to the U.S. Department of Housing and Urban Development (known as HUD)[1], the difference between manufactured, modular, and mobile homes all comes down to differences in construction and safety. Manufactured and mobile homes must be built according to HUD’s building codes while modular homes must follow local, state, and/or regional building codes. Mobile, manufactured,...
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One way to lighten the load on your student debt is to refinance your loan through a private lender. Ideally, you’ll be able to get a lower interest rate, which will lower your monthly payment and reduce the amount of interest you’ll pay over the life of the loan. This can be a win-win when...
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Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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