When most people think of a trust, they think of it as something rich people set up for their children. But a trust can have much wider uses than that, serving a range of people. A trust is a legal entity where money, property, or assets belonging to one party (the settlor) is overseen by...
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When you’re starting a new business, you’ll have to choose the type of business structure that’s right for it. Knowing the differences between the types of structures and what each one has to offer can help you choose the right business entity — a decision that’ll affect your taxes, income and legal liability.[1] When making...
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Get a Life Insurance Quote What is group life insurance? If you have life insurance through your job, that’s technically called “group life insurance.” It’s offered to employees as part of a benefits package, usually along with things such as health insurance and short-term disability.[i] One of the biggest advantages of a group life...
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Are you looking for a new job? You’re not alone. Research suggests that 51% of currently employed adults are looking for new jobs, and 47% believe they have a good chance at finding one.[1] No matter what kind of position you’re looking for, making a job switch means you make financial changes, too. Between a...
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Life is tough when everything seems to fall apart. A divorce, a death, a job that was a sure thing suddenly disappearing. It’s even tougher when you’re close to retirement. Give yourself a short amount of time to dwell in that pain, and then move on. Easier said than done, of course. But focusing on...
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Working from home is the next big thing. According to the State of the Remote Job Marketplace report, in 2018, nearly 4 million people, or 2.9% of the population, worked from home. That’s a 115% increase since 2005, and that number is projected to grow even faster in the coming decade. Upwork’s Future Workforce Report...
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You spend a lot of hours at work; it’s just part of life. And that means you should also think about how to enjoy your job. If you feel happy at work you’re much more likely to thrive. These sixteen tips for how to be happy at work will help set you on a path...
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The structure of your business matters. Everything from productivity to communication can rely in part on how your business is set up internally. An organizational structure is a road map that helps employees navigate a path that accomplishes your company goals. It offers guidance on rules, roles and responsibilities, and it also explains who reports...
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Many small business owners are exploring the marketing potential of social media. By tailoring their social medial strategies to their customers and to their own capabilities, they’re discovering new and effective ways to utilize social media tools to expand their businesses. The key is in developing a social media strategy that promotes your brand in...
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Small business owners wear a lot of hats. Decisions on health care plans, retirement plans and other benefits are often left solely to the owner. Offering a small business retirement plan to employees isn’t always on the radar. A study by LIMRA showed that only 42 percent of small businesses offered retirement plans – despite...
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If you’re running a business, you should have a contingency plan in case one or more key people leave, no matter if it’s because of retirement, death, a disagreement over strategy or a job opportunity at another firm. In some cases, such planning is crucial to ensure an orderly transition in ownership. It is an...
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Purchasing life insurance is often a good decision. It protects your family financially when the unthinkable happens. Peace of mind for the future of your family requires some research and taking a few steps to find the best life insurance policy for your needs. So, how do you buy life insurance? We break down the...
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Find out when these add-ons are worth the upfront price you’ll pay After you’ve settled on a cell phone, refrigerator or plasma television, you’re inevitably faced with another option at the checkout: an extended warranty. Before you give in to the persuasive blue-vested clerk, check out these facts about warranties. Most extended warranties begin on...
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