Few home ailments carry the notoriety of black mold. From allegations of cancer-causing potential to lung disease, the darkly colored fungus exists in near mythological infamy among homeowners. So, are the rumors well-founded? Is black mold dangerous? Well, any home that contains it is unlikely to pass a home inspection, however, this is also true...
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The swimming pool: sometimes the homeowner’s crown jewel, other times a liability that presents little more than an attractive nuisance. A pool’s upkeep can be taxing if not executed properly, and the consequences of poor pool maintenance are ruinous to your bank account and personal health alike. But if you know how to take care...
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Get a Life Insurance Quote The prospect of a new home is exciting. Packing up and moving your stuff – not so much. We asked Sarah Roussos-Karakaian, whose New York company We OrgaNYze specializes in packing and unpacking for residential moves, to help us design the perfect stress-free move. “The biggest mistake people make when...
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You don’t have to live near a canyon or forest for your property to be threatened by wildfire. Nearly 1/3 of U.S. homes are in wildfire-prone areas, according to the Insurance Institute for Business and Home Safety (IBHS). The impact of a wildfire can be tragic and expensive. For instance, the U.S. Forest Service and U.S. Department of the Interior spend a staggering $3.5 billion a year combating the fires. Key to lessening the damage to homes and businesses is knowledge and preparation.
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What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
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Strolling around the local farmers market on a Saturday morning is a popular pastime, and if you grow, bake, craft, or create things as a hobby, you may have wondered if you might sell your goods and produce there. Farmers markets are growing in popularity, so it’s no surprise that gardeners, bakers, artists, and other...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage Strong winds from tornadoes can seriously damage the structural...
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No one could ever love your children quite like you do. But in the unlikely event that both you and your partner pass away, it’s important to have a guardian named in your will (the only place where this directive can be given) who can care for your children in your absence. Deciding who this...
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From bass anglers to wave riders, folks whose leisure time includes a body of water have an armada of boats from which to choose.
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We know that creating a will can be confusing and maybe even a little overwhelming. But having one in place is the only way to ensure that your wishes will be carried out after you’re gone, including who will care for your children, pets and dependents. To help simplify this topic, we’ve created a list...
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There’s nothing like the great outdoors, and camping is a great way to enjoy the fresh air. If you don’t want to pay campsite fees and travel costs, you can set up camp in your own backyard. Check out these tips on how to go camping in your own backyard. 1. Set up camp Just...
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Ski season beckons with hundreds of the best ski resorts in the U.S. for the advanced and novice alike. Seeking airborne thrills on the slopes? Or maybe just a leisurely run down the trails capped off with a romantic fireside dinner? This list of ski areas can help you decide where to spend your next...
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During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
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Many U.S. workers dream of a job at a large company with a well-known brand name. But there are advantages to working for a small business, and small business owners can lure top talent by promoting the special opportunities and customized benefits they provide. These opportunities may be a perfect fit for a job candidate....
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