Credit cards aren’t inherently bad. In fact, building a credit history is usually necessary if you plan to finance a big purchase like a car or home. Use these tips to maintain a good credit score—and keep your loan rates low. Learn your FICO Score. When you apply for a mortgage or a loan, your...
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Your first work email isn’t something you need to be afraid of. Follow these etiquette tips and pay attention to the emails you receive to figure out how to create effective, polite and personable work emails. It’s a skill that will serve you well throughout your career. Subject line Your subject line should be a...
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Today’s workplace is changing, and the traditional employee-employer relationship is being transformed by contract and freelance employment. That’s a trend that is going to continue, experts say. In fact, the 2017 Freelancing in America study estimates that, by 2027, the majority of all workers will be freelancers.[1] Those looking for the best paying work from...
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A second house might be an investment, a vacation property or a combination of the two. Regardless of its intended use, a rising number of people are purchasing residential real estate. They see real estate as a safer investment than other investments that might come with increased risks. A National Association of Realtors survey showed...
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It’s no secret that most car enthusiasts enjoy displaying their passion for all things automotive. From calendars and clocks to accent furniture, many classic car lovers incorporate that interest into everything from the clothes they wear to their home décor. If you’re shopping for gifts for a classic car lover, the hardest part might be...
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Are you looking for a romantic getaway? If it’s time for you and your partner to escape the hustle and bustle of everyday life, take a look at this list of 10 picture-perfect vacation ideas for couples. See the descriptions below the slides for a complete list of couple-friendly locations. Bora Bora Bora Bora offers...
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Decorating your cube gives you an opportunity to create a fun, personalized space while following workplace etiquette. Read the desk decorating tips below to learn how to create a space that looks just as good as the one in our video. 1. Banish bland walls Beige, gray, white. Chances are your new cube walls are...
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When the weather starts to cool, people begin to think of warm, cozy scents. It’s part of the reason why many retailers hold candle sales in the fall. Scent is tied to memory, and aromatherapy has been proven to affect mood, so it’s no surprise that a candle with a certain smell can create a...
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Everyone has a spending weakness or two. Whether you buy a latte every morning or can’t resist a deal on a designer purse, these indulgences can impact your budget and savings plan. 47% of Americans say they couldn’t cover a $400 emergency expense without selling something or borrowing money, according to research from the Federal...
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The best time to winterize is before cold weather sinks in, and this holds true for sprinkler systems, especially if you live in an area where temperatures drop below freezing for any length of time. Draining all the water from your sprinkler system is a must. Otherwise, the water that’s left in system’s pipes may...
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Whether you’re starting a business or already have one, creating a website for your business is essential for reaching potential customers. A website allows you to attract customers while creating and controlling the message you send. In most cases, your website will be the first impression customers get of your company, and you want it...
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Almost all of today’s domestic dogs were bred for a purpose, and as a result, some are snow-loving mountain mutts while others are sun-loving beach bums. Their pedigrees have evolved over a long lineage from all over the world and each breed thrives in its natural habitat. If you’re comfortable living where the weather is...
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Accidents can happen quickly, and it can be hard to remember everything you should do after one occurs. If you’re like most people, you studied it in driver’s education class in high school, then drove off with your freshly minted license and promptly forgot. To complicate matters, things have changed since the days when most...
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Here are ways to prep your house before you hit the road for vacation or holiday travel so it doesn’t look empty and attract the attention of robbers. 1. Simulate activity Controlling your lights with timers only goes so far in faking activity at your house while you’re on vacation, says Mark Clement, home improvement,...
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Selling products online can have many benefits. Start-up costs are typically lower than those of brick-and-mortar businesses. The internet offers a worldwide audience of customers and on top of that, you get to be your own boss. But as with any enterprise, careful planning is critical for success. You’ll need to determine if there’s demand...
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