Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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The concept of small living isn’t something only empty-nesters enjoy anymore. A growing number of people want to own a home, but it may not be feasible in their bigger financial picture. One solution? Small-space living. Research shows that 68% of homeowners who live in tiny homes don’t have a mortgage, compared to 29% of...
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Accumulating things is just part of life. There are the items we need, and then there are those we don’t really need — but how much is too much? At a certain point, you may feel overwhelmed or crowded by all of your stuff. Your things may cease to have meaning, or worse, you may...
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Making the transition from renting an apartment to buying a home is a big step that can impact your finances and your lifestyle, so it’s important to understand the pros and cons first. You may want more room and autonomy over your living space. Or you may prefer the conveniences of apartment living, particularly in...
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One of the best parts about fall is the pre-game tailgate party where you can celebrate and cheer on your favorite sports team. It’s a long-standing tradition that keeps growing in popularity. Following these safety tips can help keep your celebration fun and safe. Tailgate accessories for the perfect party Having the right set up...
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Shopping has evolved dramatically over the past several decades, providing consumers with more choice and convenience whether they shop in brick-and-mortar stores or browse online for their purchases. Even holiday shopping has adapted to the changing landscape, with Black Friday and Cyber Monday appealing to online and in-store shoppers. It’s easy to assume there is a...
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Want an outdoor space to entertain friends and family when the nicer weather comes? Before starting construction, you may want to consider whether a deck or patio is best for your home. Here are some of the factors you’ll want to carefully weigh before making your decision. What is the difference between a deck and...
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For many families, game night is a big tradition. It can be a great way to make memories in a manner that’s largely inexpensive, easy, and most importantly, fun. From board games to card games and more, there are many options when choosing what to play. Whether you’re looking to start your own game night...
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With so many options to choose from, it can be difficult to find the right apartment for you. You’ll want to consider a variety of features when looking at apartments, such as location, price and apartment type. Some common apartment types to consider are studio, loft, garden units, walk-ups, penthouses and more. To help you...
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The dirtiest items in your home might not be what you think. Beyond just dirt and grime, germs can also build up in out-of-the-way areas in your kitchen, bathroom and even your office. Check out the slideshow below for the top 10 places in your home that you might not clean, and get house cleaning...
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The phrase “exotic pets” brings up a plethora of associations, many of them negative. Illegally sourced monkeys, baby tigers, Burmese pythons let loose in the Everglades, these are just a few of the headlines that come to mind. But the truth is that these are just the most publicized examples of exotic pets. There are...
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Where once it felt like a far off promise of modern technology, nowadays owning an electric vehicle is a very real option. From environmental benefits to comparative costs of fuel, there are many factors to consider when deciding if your next car will be an EV or not. “There’s a lot to consider,” says Lauren...
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When your child starts college and you have an empty nest, you might have a to-do list, including travel abroad and fixing up the house. But before you book a flight, borrow money to turn your child’s room into a home theater or think about other activities for empty nesters, consider that a growing number...
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According to the U.S. Department of Housing and Urban Development (known as HUD)[1], the difference between manufactured, modular, and mobile homes all comes down to differences in construction and safety. Manufactured and mobile homes must be built according to HUD’s building codes while modular homes must follow local, state, and/or regional building codes. Mobile, manufactured,...
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