Renting a ground floor apartment is a great option for many people. Discover some of the advantages and disadvantages to renting a first floor apartment. Learn more.
Read more about Living in a First Floor Apartment: Safety, Pros, and Cons
Spending money is a fact of life. You need to spend money to pay for the essentials, like food, clothing, and a roof over your head. So it’s good to know that a budget can help you manage those expenses and keep your spending in check. To avoid impulse purchases and other temptations, try to...
Read more about How to Save Money and Spend Less
A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
Read more about What Is a Revocable Living Trust?
The concept of small living isn’t something only empty-nesters enjoy anymore. A growing number of people want to own a home, but it may not be feasible in their bigger financial picture. One solution? Small-space living. Research shows that 68% of homeowners who live in tiny homes don’t have a mortgage, compared to 29% of...
Read more about The upside to small living and tips to make it happen
Accumulating things is just part of life. There are the items we need, and then there are those we don’t really need — but how much is too much? At a certain point, you may feel overwhelmed or crowded by all of your stuff. Your things may cease to have meaning, or worse, you may...
Read more about The Benefits of Minimalist Living
Inflation is at the top of everyone’s minds right now. Our recent Nationwide Retirement Institute® survey found the majority of U.S. parents (60%) listed inflation or the rising cost of living as their top financial concern right now. [1] Coming out of the Covid-19 pandemic, we have seen supply-chain issues, as well as rising consumer...
Read more about Personal Finance Tips for Dealing with Inflation
With so many options to choose from, it can be difficult to find the right apartment for you. You’ll want to consider a variety of features when looking at apartments, such as location, price and apartment type. Some common apartment types to consider are studio, loft, garden units, walk-ups, penthouses and more. To help you...
Read more about What are the Different Types of Apartments?
The dirtiest items in your home might not be what you think. Beyond just dirt and grime, germs can also build up in out-of-the-way areas in your kitchen, bathroom and even your office. Check out the slideshow below for the top 10 places in your home that you might not clean, and get house cleaning...
Read more about Checklist of 10 Things to Clean in Your House
The phrase “exotic pets” brings up a plethora of associations, many of them negative. Illegally sourced monkeys, baby tigers, Burmese pythons let loose in the Everglades, these are just a few of the headlines that come to mind. But the truth is that these are just the most publicized examples of exotic pets. There are...
Read more about 5 Low Maintenance Exotic Pets
Where once it felt like a far off promise of modern technology, nowadays owning an electric vehicle is a very real option. From environmental benefits to comparative costs of fuel, there are many factors to consider when deciding if your next car will be an EV or not. “There’s a lot to consider,” says Lauren...
Read more about Are You Ready for an Electric Vehicle?
When your child starts college and you have an empty nest, you might have a to-do list, including travel abroad and fixing up the house. But before you book a flight, borrow money to turn your child’s room into a home theater or think about other activities for empty nesters, consider that a growing number...
Read more about Pros and Cons of Commuting to College
According to the U.S. Department of Housing and Urban Development (known as HUD)[1], the difference between manufactured, modular, and mobile homes all comes down to differences in construction and safety. Manufactured and mobile homes must be built according to HUD’s building codes while modular homes must follow local, state, and/or regional building codes. Mobile, manufactured,...
Read more about Mobile vs. Manufactured vs. Modular Homes: What’s the Difference?
Looking for adventure in Big Country, USA? Then you very well could end up behind the wheel of a recreational vehicle (RV). In fact, RVs are more popular than ever, as there are 11.2 million U.S. households that own one, according to the RV Industry Association. It’s common for potential RV buyers to rent a...
Read more about 7 RV Rental Tips for First Time RVers
One way to lighten the load on your student debt is to refinance your loan through a private lender. Ideally, you’ll be able to get a lower interest rate, which will lower your monthly payment and reduce the amount of interest you’ll pay over the life of the loan. This can be a win-win when...
Read more about Pros and Cons of Refinancing Student Loans
What is an emergency fund? Sometimes called a rainy day fund , an emergency fund is money that you set aside to serve as your financial safety net for when you need it. What qualifies as an emergency? To a certain extent, an emergency varies by the individual, but one way to think of it...
Read more about How to Start an Emergency Fund