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Strategies to help ensure you don’t deplete your retirement savings too early

Planning Retirement September 16, 2022

Key Takeaways: You may be wondering how to ensure that you’ll have sufficient funds to live comfortably in retirement—and although there isn’t a one-size-fits-all approach—there are a few well-known tricks to help you make the most of your retirement savings. The 4% rule is a general retirement guideline suggesting that you can safely withdraw funds...
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Guide to Senior RV Clubs and Retirement Communities

Recreational Vehicles March 10, 2019

Despite the shifting demographics of ownership, RV travel still remains a popular activity for retirees who have the time and adventurous spirit to enjoy a more nomadic lifestyle. For seniors who are looking to downsize in retirement while still maintaining the option to travel with the comforts of home, RV retirement communities can be an...
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Types of Senior Living Options

Moving March 6, 2019

As parents get older, families are often faced with finding new living arrangements. Whether it’s to be closer to grown children, to be surrounded by like-minded (and similarly aged) neighbors or to live in a home designed to accommodate physical limitations, there are several reasons parents may need to consider senior housing. The term “retirement...
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How to Pick a Small Business Retirement Plan [Slideshow]

Business January 17, 2019

Small business owners wear a lot of hats. Decisions on health care plans, retirement plans and other benefits are often left solely to the owner. Offering a small business retirement plan to employees isn’t always on the radar. A study by LIMRA showed that only 42 percent of small businesses offered retirement plans – despite...
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Pros and Cons of Borrowing From Your 401k

Planning Retirement June 1, 2021

If you’re finding credit hard to get or you don’t have as much equity in your home these days, taking out a loan from your own 401(k) plan may be appealing. After all, most employers allow this, although some only allow the loans for buying your first home or paying un-reimbursed medical expenses. Your 401(k)...
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Medicare Questions – Answering the Most FAQ

My Money November 10, 2022

Understanding Medicare can be difficult, but the Nationwide Retirement Institute® is here to help you by sharing some of the most common Medicare questions.
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Personal Finance Tips for Dealing with Inflation

My Money September 16, 2022

Inflation is at the top of everyone’s minds right now. Our recent Nationwide Retirement Institute® survey found the majority of U.S. parents (60%) listed inflation or the rising cost of living as their top financial concern right now. [1] Coming out of the Covid-19 pandemic, we have seen supply-chain issues, as well as rising consumer...
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- financial planning
- money management
What is Long Term Care Insurance and Is It Worth it?

Uncategorized May 23, 2022

Long-term care is any personal assistance you need to maintain your quality of life as you get older. There is a good chance that you will need long-term care at some point in your life. Long-term care insurance can be important to help you have more choice and flexibility, as well as the type of...
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Strategies to consider when planning for your taxes

My Money February 14, 2022

As we begin the new year and get closer to tax day in April, many of us are thinking more about planning for taxes and different strategies we can take to be more tax-efficient. Many federal tax policies and priorities are still up in the air, which can lead to some confusion as to what...
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What Are Social Security Survivor Benefits?

My Money June 4, 2021

When it comes to planning for death or the passing of a loved one, there are common things we do such as making sure you’re covered by life insurance, funeral pre-planning, and securing your will. Many other things can be overlooked through the stress of emotionally and financially planning for the death of a spouse....
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Leaving Your Job? Don’t Leave Your 401(k)

New Job December 17, 2020

If you’re getting ready to leave a job, you might be considering cashing out your 401(k) retirement plan. But in addition to losing the benefits your 401(k) plan offers, depending on your age, you’ll likely have to pay a penalty for early withdrawal in addition to paying income tax on the money you receive from...
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A Message from Chief Customer Officer Amy Shore about the Coronavirus

Uncategorized August 12, 2020

We know these are uncertain times and we hope you find confidence in Nationwide’s ability to meet your needs. We have navigated significant challenges before, and time and time again our diverse portfolio and consistent financial performance as a Fortune 100 company has positioned us to fulfill financial obligations and keep our commitments well into...
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What Is a Trust in Business?

Business July 13, 2020

When most people think of a trust, they think of it as something rich people set up for their children. But a trust can have much wider uses than that, serving a range of people. A trust is a legal entity where money, property, or assets belonging to one party (the settlor) is overseen by...
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What are the Different Types of Life Insurance?

Family & Life June 16, 2020

If you’re considering purchasing life insurance, it’s crucial to understand the different types of life insurance policies available. While term life insurance is pretty simple to understand, permanent life insurance comes in many forms, with investment options that increase their complexity. Here’s what you need to know about the different types of life insurance before...
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Financial Considerations Before Changing Jobs

New Job November 15, 2019

Are you looking for a new job? You’re not alone. Research suggests that 51% of currently employed adults are looking for new jobs, and 47% believe they have a good chance at finding one.[1] No matter what kind of position you’re looking for, making a job switch means you make financial changes, too. Between a...
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