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  • fire hazards

    Up in Smoke – Part 1: How to Avoid 5 Common Home Fire Hazards

    Home - Safety February 15, 2013

    Fire prevention in the home is something we all need a refresher on from time to time. According to the Centers for Disease Control and Prevention, about 85 percent of fire deaths happen in the home, and those household fires are responsible for billions of dollars in property damages each year. The good news is that nearly all home fires are preventable by watching out for a few common fire hazards

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  • illustration of a hand holding a tool to repair a scratch

    Do-It-Yourself Scratch Repair

    Maintenance August 14, 2012

    Eliminate small nicks and blemishes on your auto without paying a pro Maybe a grocery cart went awry in a parking lot and hit your car, or your keys scraped the door handle. Either way, you know what that means: a nick or scratch in the finish. Left untouched, a minor cut could lead to...

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  • a person packing items in the trunk of their car

    Car-Packing Strategies for a Road Trip

    Safety June 25, 2012

    Americans aren’t going to let prices at the pump keep them from hitting the road. Whether you’re driving to grandma’s house or a national park, putting some thought into your packing will get your trip off to a great start and ensure the safety and comfort of your passengers. With this in mind, consider these...

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  • How Your Home Can Help You Save on Taxes

    Estate Planning November 14, 2011

    Speak with your tax preparer to find out which of these changes are best for you. Given the state of the housing market, you might think the saying “There’s value in real estate” doesn’t mean as much as it used to. But there could be money in your house—in the form of potential tax savings....

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  • a pen and a notebook

    Calculate Your Debt-to-Income Ratio

    Saving & Spending June 17, 2010

    Debt-to-Income Calculator Plug in your numbers and see where you stand To calculate your debt-to-income ratio, add up all of your monthly debts (aka “recurring debt”), including your mortgage or rent, car loans, student loans, credit card payments and any other loans. Then divide that by your gross (before taxes) monthly income. Mortgage or rent...

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