Looking for a perfect family getaway at a budget-friendly price? You do have options beyond the staycation or the grandparents’ house for a getaway. With a little creativity and planning, you can cut vacation costs without missing out on any of the fun. Here’s some ideas for planning a family vacation on a budget. 1. Signup...
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Auto insurance can be a little confusing to some people because it has several components that affect the pricing of coverage, not to mention additional coverage options like roadside service and rental car reimbursement that help in the case of vehicle breakdown or the need for a rental car but also increase the premium. It’s...
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If you’re moving out of a home you own, you might be wondering whether to rent your house out or sell it. Both of these options have benefits. It’s important to look at your individual situation and weigh the pros and cons before you decide. Many elements factor into choosing whether to rent or sell...
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If you’re looking for ways to save money, learning how to reuse household items is a good place to start. These eight common items can work double-duty, stretching their usefulness and your dollar. 1. Cereal bags When you finish your favorite breakfast cereal, keep the plastic bag and reuse it like wax paper to separate...
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Installing energy-saving technology is a great idea, whether you’re moving into a new place or upgrading your current home. Different devices and types of technology can increase the comfort of your home and help you save money. They can also help you become more environmentally conscious. There’s an increasing array of devices and software programs...
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For Millennials, figuring out how and where to save money and invest it is a little trickier than for previous generations. In many ways this group has the same financial concerns of previous generations. They might be paying off student debt, saving for a house, putting money into retirement accounts, building an emergency fund and...
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Whether building a new house or simply remodeling, being your own general contractor is tempting. Homeowners who take on that role can save as much as 35 percent of the project costs when things go smoothly. But even for weekend handymen, there’s a steep learning curve. 1. Have the right skillset General contractors have specialized...
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Regardless of where a woman is in her life, she should arm herself with the tools and knowledge she needs to confidently manage her finances. Every woman should know the basics of personal finance to avoid potentially costly consequences. In financial literacy matters, women tend to score lower than men consistently, according to an article...
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We’ve all heard myths and rumors about how safe or efficient household appliances are. Let’s take a look at some of the more popular ones and see what’s fact and what’s fiction. 1. Rinse your dishes before putting them in the dishwasher Actually, rinsing dishes before loading them in the dishwasher doesn’t get them any...
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Take these steps the next time you run into a traffic jam. Auto manufacturers are creating smart cars that initiate braking activity when you get too close to a vehicle in heavy traffic. And highway departments can report when there are dangerous conditions ahead. But when in heavy traffic, the ultimate influence on your safety...
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Sure, buying a hybrid vehicle can increase your fuel efficiency – but what if you can’t afford a new vehicle right now, or don’t like any of the current hybrid offerings? There are a lot of ways to reduce your fuel consumption, even if your daily ride’s been in the driveway for a few years.
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With a little education, you’ll find a rock you can roll with. When it comes to buying a diamond engagement ring, bargain hunting is futile. A too-good-to-be-true deal could easily turn into a rip-off. Arm yourself with a bit of information, and you can get more value for your money and find a beautiful...
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Periodically reassess your investment mix to ensure you can meet your goals Did you reassess your 401(k) portfolio this year? Although you might be enrolled in a plan that automatically shifts your investment mix over time, only you know your long-term financial goals and how much money it will take to achieve them. Take a...
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