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Usage-Based Insurance Discounts for Safe and Low-Mileage Drivers

Uncategorized June 11, 2020

Usage-based insurance programs base your insurance rate on your driving and can provide a discount on your car insurance if you are a safe driver or drive fewer miles per year. Measuring driving habits with telematics Usage-based insurance programs use telematics, which is technology that measures and tracks driving habits.[1] An insurance company can use telematics...
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Are There Car Insurance Discounts for Safe and Low-Mileage Drivers?

Safety May 18, 2020

Insurance customers are often eager to save money, and insurance companies have continued finding ways to help them lower their premium costs. One way that companies reward drivers who don’t log a lot of time behind the wheel is to give them low-mileage discounts for driving less. The costs of premiums vary from state to...
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What Is Pay-Per-Mile Insurance?

Safety May 4, 2020

If you have a car but don’t use it frequently, you might benefit from a pay-per-mile car insurance program to save on your insurance premiums. That’s because insurance companies base their rates on risk, and the less you drive, the lower your risk generally is of getting in an accident. Some of the reasons you...
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Smart Home Apps for Comfort, Safety and More

Home - Technology & Trends December 19, 2019

Did you remember to turn off appliances or set the security system before you left the house? Turning things on and off manually or being present to operate special features is no longer necessary thanks to smart home apps, which can allow you to control just about anything in your home using your mobile device....
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Best Times to Buy Big Ticket Items

My Money November 21, 2019

The best bargain shoppers know that timing is everything. Different products follow different cycles of pricing, depending on everything from holidays to weather to annual trade shows. Check out our month-by-month suggestions for the best deals and steals.
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- shopping
Retiree’s Guide to Senior Cruises

Empty Nester November 14, 2019

Cruises are a popular way for seniors to travel. More than 24 million passengers boarded cruise ships in 2016, and about half of them were seniors. [i] Some seniors are living on cruise ships, or they’re switching from cruise line to cruise line. That’s because the cost of staying aboard a ship is sometimes comparable...
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5 Things That Can Affect Your Auto Insurance Rates

Buying / Selling November 1, 2019

Sometimes when people change something about their lives, they are surprised to find out their insurance rate changes, too. This is true with car insurance, as insurance companies use many factors to price auto policies. Knowing what some of these factors are, and why they matter to insurers, can help you better understand rate changes,...
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Planning an In-Law Suite: What to Consider

Home - Safety June 5, 2019

As parents get older, they often include their adult children in deciding what type of housing they should consider. One of today’s trends is the rise of mother-in-law suites, which can also be called granny suites, granny pods and granny flats. These separate-but-connected spaces provide a way for adult children and their aging parents to...
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What Kind of Motor Oil Should I Use?

Maintenance May 15, 2019

It all comes down to personal preference. Below, we help you weigh the pros and cons of synthetic and conventional motor oil. For consumers who are looking for ways to save money, motor oil may seem like a good place to cut some costs. While it’s relatively inexpensive as far as car maintenance goes, using...
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How to Find a Good Mechanic

Maintenance February 13, 2019

For car owners, a visit to an auto repair shop can cause as much anxiety as a trip to the dentist. Who knows what unforeseen problems will turn up? It’s the reason finding a reliable, honest mechanic – someone with your best interests in mind – is so important to car owners, especially those with...
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How to Lower Your Car Insurance Premiums and Costs

Buying / Selling January 28, 2019

Auto insurance can be a little confusing to some people because it has several components that affect the pricing of coverage, not to mention additional coverage options like roadside service and rental car reimbursement that help in the case of vehicle breakdown or the need for a rental car but also increase the premium. It’s...
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Seven Ways to Keep Your House Cool This Summer

Maintenance January 3, 2019

These hints will help you reduce energy use along with the temperature. As summer arrives, many people think, “Thank goodness for air conditioning.” That is, until the bill for cranking the A/C arrives. Fortunately, there are many energy-efficient ways to keep your house cool. Beat the heat this summer with these home cooling tips. 1....
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8 Ways to Reuse Things in Your Home

Saving & Spending March 19, 2018

If you’re looking for ways to save money, learning how to reuse household items is a good place to start. These eight common items can work double-duty, stretching their usefulness and your dollar. 1. Cereal bags When you finish your favorite breakfast cereal, keep the plastic bag and reuse it like wax paper to separate...
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How to Winterize a House for the Cold Weather [Infographic]

Maintenance January 21, 2018

If winter weather catches you off guard, and your home is not prepared for heavy snow and cold, you can experience damage ranging from burst pipes to a collapsed roof. Costs for repairs of this scale add up quickly, so prepping your house for the colder months in autumn is a smart approach. By following...
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6 Energy-Efficient Technologies to Make Your Home Greener

Home - Technology & Trends December 11, 2017

Installing energy-saving technology is a great idea, whether you’re moving into a new place or upgrading your current home. Different devices and types of technology can increase the comfort of your home and help you save money. They can also help you become more environmentally conscious. There’s an increasing array of devices and software programs...
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- energy efficiency
- smart home tech