For Millennials, figuring out how and where to save money and invest it is a little trickier than for previous generations. In many ways this group has the same financial concerns of previous generations. They might be paying off student debt, saving for a house, putting money into retirement accounts, building an emergency fund and...
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When couples marry, they typically combine a number of things – their belongings, their families and, often, their finances. While money ranks high on the list of things couples fight about most, experts say there are healthy ways to resolve – and even prevent – financial disagreements. Much of the problem couples have with money...
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Regardless of where a woman is in her life, she should arm herself with the tools and knowledge she needs to confidently manage her finances. Every woman should know the basics of personal finance to avoid potentially costly consequences. In financial literacy matters, women tend to score lower than men consistently, according to an article...
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Inflation is at the top of everyone’s minds right now. Our recent Nationwide Retirement Institute® survey found the majority of U.S. parents (60%) listed inflation or the rising cost of living as their top financial concern right now. [1] Coming out of the Covid-19 pandemic, we have seen supply-chain issues, as well as rising consumer...
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What is a lien? Sometimes, a person’s word isn’t quite enough. When creditors feel that there is some risk a debt will not be repaid, they can establish what is known as a lien. A lien is a legal right against assets that can be used as collateral to satisfy an unpaid debt. In other...
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College is a series of firsts for students. It’s the first time they’ll live on their own, be responsible for every meal, handle their laundry and even complete homework without you there to help. Still, parents struggle with whether or not that independence should come with financial help. Should your college student get an allowance,...
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During a global pandemic, everything can feel exponentially more stressful and difficult. With millions of Americans filing for unemployment since the beginning of March, many of us are forced to deal with the anxiety of finances on top of everything else we have to worry about. Here are 4 simple things you can do to...
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Are you thinking about returning to work after retirement? You might want to earn some extra income, stay social, or create more structure in your daily routine. Whatever your reason might be — and whether you’re already retired or are getting ready to leave the workforce in your current capacity — yes, you can work...
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Going from renting an apartment to owning a home is a big step that can impact your finances and your lifestyle. It’s important to understand the pros and cons before making a decision, and you’ll also have to weigh your needs. You may want more room and autonomy over your living space. Or you may...
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Does your business need extra cash? Whether you need money to buy new equipment, grow your business or purchase a plot of land, you may need a loan for your business to fund the transaction. Small businesses borrowed $614 billion in 2016, according to a survey by the Small Business Administration. Loans under $100,000 saw...
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Get a Life Insurance Quote Starting a family is a decision that requires some careful considerations, including thinking about any career issues that might arise and assessing your emotional readiness. During the planning process, getting your finances in order is a good first step. Having children can be costly. According to a U.S. Department...
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Life is tough when everything seems to fall apart. A divorce, a death, a job that was a sure thing suddenly disappearing. It’s even tougher when you’re close to retirement. Give yourself a short amount of time to dwell in that pain, and then move on. Easier said than done, of course. But focusing on...
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Thinking of purchasing an RV trip for your next vacation? Before you hit the road, make sure you know which type of RV is right for your lifestyle – and your budget. Read on for the lowdown on the different RV types on the market. What are the different types of RVs? RVs are divided into...
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Auto insurance can be a little confusing to some people because it has several components that affect the pricing of coverage, not to mention additional coverage options like roadside service and rental car reimbursement that help in the case of vehicle breakdown or the need for a rental car but also increase the premium. It’s...
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Everyone has a spending weakness or two. Whether you buy a latte every morning or can’t resist a deal on a designer purse, these indulgences can impact your budget and savings plan. 47% of Americans say they couldn’t cover a $400 emergency expense without selling something or borrowing money, according to research from the Federal...
Read more about 5 of the Best Money Management Apps of 2018