What is a business plan? Whether you’re starting a small business or exploring ways to expand an existing one, a business plan is an important tool to help guide your decisions. Think of it as a roadmap to success, providing greater clarity on all aspects of your business, from marketing and finance to operations and...
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When thinking about starting a business, you may also consider where . Big cities, home to a range of fast-growing industries and a diverse, talented workforce, would seem ideal for launching a business. But business owners scouting out potential cities should look beyond just New York City and Los Angeles. While lacking the flashiness of...
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Does your business need extra cash? Whether you need money to buy new equipment, grow your business or purchase a plot of land, you may need a loan for your business to fund the transaction. Small businesses borrowed $614 billion in 2016, according to a survey by the Small Business Administration. Loans under $100,000 saw...
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The workplace today knows no bounds, and more people are working from home. According to the U.S. Small Business Administration, about 50% of all small businesses today are based in people’s homes, and there’s no indication that the trend will slow down any time soon.[1] Despite the numbers, many home business owners don’t have separate...
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More small businesses are starting podcasts to reach customers. In fact, 89 million people listened to a podcast in 2015, nearly double the number from 2008, according the Pew Research Center. It’s also estimated that 46 million Americans listen to podcasts each month, with the average listener tuning in to about six podcasts each week,...
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The business you are building has been an all-consuming priority, a labor of love. You’ve devoted time and trouble to get the business up and running. Your creativity keeps it growing. You’re a rock of commitment. It’s exactly because you’re so devoted to the business, though, that you might be overlooking business risk factors that...
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The sun is shining, birds are chirping, and you’re sitting in a lush, green Eden of your own making. For many, there are few better ways to enjoy warm weather than gardening. Keeping a garden can be a wonderful way to spend your free time outdoors, a great way to gain access to fresh produce...
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Strolling around the local farmers market on a Saturday morning is a popular pastime, and if you grow, bake, craft, or create things as a hobby, you may have wondered if you might sell your goods and produce there. Farmers markets are growing in popularity, so it’s no surprise that gardeners, bakers, artists, and other...
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Starting a business is easier than ever thanks to greater online opportunities and the burgeoning “gig economy.” For many people, opening an online store has been a major success. Some 25 million people sell products on eBay’s marketplace alone.[1] But the process is more complicated than putting your goods on a website and waiting for...
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You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial milestone we hit. Owning a home can drastically improve your quality of life, and it can seem especially appealing now...
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Highlights: • If you’re a safe or low-mileage driver you may be able to save now • Nationwide offers two usage-based insurance options that may be right for you • Talk to your insurance agent about the best fit for you You may be wondering which usage-based insurance (UBI) program would best suit you. UBI...
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If you want to expand your business, finding employees with specific skills, such as accounting, sales or IT, should be a top priority. Searching for new talent is a good problem to have because it means your company is growing. But finding the right people in the timeframe you require can be challenging. Because the...
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Since the post-World War II years – dating back at least to the 1950s – Americans have been in love with the automobile. Coming of driving age and earning that all-important driver’s license became a rite of passage that has been the focal point of many a teenager’s existence. But today, that love affair with...
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Car shopping can be a stressful event even for the savviest negotiator. For most people a car is the second most expensive purchase they’ll make next to buying a home — all the more reason to be prepared and have a plan for picking a car out and financing the purchase. A snap decision at...
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Today’s workplace is changing, and the traditional employee-employer relationship is being transformed by contract and freelance employment. That’s a trend that is going to continue, experts say. In fact, the 2017 Freelancing in America study estimates that, by 2027, the majority of all workers will be freelancers.[1] Those looking for the best paying work from...
Read more about The Top 10 Freelance Jobs You Can Do From Home