Credit card debt can be daunting. Like any mounting debt, it comes with concerns about how it may be affecting your credit rating. Knowing how to do a balance transfer could be an efficient way to help pay down debt – and improve your credit. Moving your balance from a high-interest credit card to a...
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Now more than ever it’s difficult to navigate life without a solid credit history. From applying for a loan to renting an apartment, good credit is a must. If you’re just starting out and lack any form of credit history – or the information on your credit report is mostly negative – the following are...
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Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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Any sudden, unplanned decision to purchase a product or service is considered to be impulse buying. These spur-of-the-moment purchases can be big or small, but they are never planned. If you’re standing in line at the supermarket checkout and suddenly decide to purchase a candy bar, that’s an impulse purchase. But the same can be...
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If the responsibilities of being a homeowner have become tiresome, it might be time to make a move. Or maybe you’re looking at buying a house but think the regular maintenance is more than you, or your schedule, can handle. A condominium or co-op might be the right living option for you. Both offer the...
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Nowadays, your car is probably staying parked in your garage for longer periods of time. While this can be nice for saving money on gas and other maintenance, it’s not an ideal situation for your car’s battery. This leads to an important question: Can a car battery go dead from sitting? Yes, it can. Even...
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How often have you started to reheat something in your microwave, only to be greeted by the scent of microwave popcorn? As helpful as microwaves are in the kitchen, they have an annoying knack for holding on to food smells and splatters for an extended length of time. When you start to notice the lingering...
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Right now, your oven probably has trace amounts of your last several meals baked onto its interior. It happens — your food is bound to bubble up and splatter every once in a while. But if you let those spills go for too long without cleaning them up, they will start to negatively impact the...
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When it comes to getting car help, there’s no shortage of things that owners want to know. And there’s no shortage of important vehicle-related information to learn. Start with the essentials. Take a look at five of the most common car questions drivers ask car mechanics — and their answers. 1. Why does my “check...
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A working alternator is crucial to your car’s operation. As the producer of your car’s electricity — and as the mechanism that helps the battery hold its charge — it has a hand in everything from radio use to the car’s ability to start. When an alternator falters, your power comes directly from the battery...
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Fewer things are more disappointing than getting ready for a casual ride or just trying to head home from work — only to find out your motorcycle won’t start. There’s a wide range of reasons this can happen, but the likely cause is a drained or dead battery. Knowing how to test your battery and...
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It’s official: You’re going to be a homeowner. Now comes a critical step – making sure every room, wall and appliance is in tip-top shape and just the way you agreed upon with the seller before closing. Having a thorough new home walk through checklist beforehand can help ensure that you have your bases covered...
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Children in spooky costumes, bags of good candy corn and scary ghost stories set the scene for an exciting night. With kids four times more likely to be involved in pedestrian-car collisions on Halloween, however, Oct. 31 can be one of the most dangerous nights for driving. Drive safely on Halloween with these tips from the National Safety Council.
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Whether you’re a new driver or an experienced one, driving in bad weather is still stressful. You may actually stay safer on the road by knowing some basics about driving in inclement weather. Check out this short video and read below for tips on driving in bad weather. How to drive safely in blizzards, floods...
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