If you’re finding credit hard to get or you don’t have as much equity in your home these days, taking out a loan from your own 401(k) plan may be appealing. After all, most employers allow this, although some only allow the loans for buying your first home or paying un-reimbursed medical expenses. Your 401(k)...
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From kicking back at the best BBQ joint in town to swimming at the beach with friends or road tripping with your family – nothing is better than taking full advantage of a beautiful summer day. Here are some of the best travel apps you can use to make the most of this summer. Stay...
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You don’t have to live near a canyon or forest for your property to be threatened by wildfire. Nearly 1/3 of U.S. homes are in wildfire-prone areas, according to the Insurance Institute for Business and Home Safety (IBHS). The impact of a wildfire can be tragic and expensive. For instance, the U.S. Forest Service and U.S. Department of the Interior spend a staggering $3.5 billion a year combating the fires. Key to lessening the damage to homes and businesses is knowledge and preparation.
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Learning how to live on your own can be an exciting time in your life, but it’s also a big and costly transition. One of the first and most important decisions you’ll need to make involves finding a place to live that fits your budget. Because this is typically your largest expense, it raises the...
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Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are substantial. But like any major purchase, there are several things to consider before you sign on...
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A revocable living trust, or simply a living trust, is legal entity created to hold ownership of assets generally used to determine how their assets will be handled after they die. The person who creates this living trust is called the grantor or the trustmaker and typically also serves as the trustee, meaning they handle...
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Whether you’ve owned one before or you’re new to riding a personal watercraft (also known as a PWC), selecting a PWC that best suits your lifestyle and budget requires research and time. To help make the selection process easier for you, we put together these buying tips for personal watercraft. Knowing What to Look For...
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Spring has arrived – which means it’s time to get your home in tip-top shape. A good, deep spring clean-up is a tradition that not only promotes wellness by keeping your environment clean and organized, it also helps carry the fresh-start feeling brought on by a new year well into the summer. We’ve compiled some...
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From bass anglers to wave riders, folks whose leisure time includes a body of water have an armada of boats from which to choose.
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Figuring out what would happen to your loved ones if something happened to you may seem stressful and time-consuming. But if you want a say in who gets what — and most importantly who cares for your kids (or your pets) — then you need an estate plan. You may think you don’t need one...
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Despite their relatively easy operation, cars are actually very complex machines. Cars need fuel to operate, but what does the engine actually do with it? In general, a standard internal combustion engine — what the majority of fuel-powered vehicles have today — uses air combined with gasoline to produce power.[1] Of course, it gets more...
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The safety of a home largely depends on the materials it is made of — high-quality materials can help protect you and your loved ones from whatever weather comes your way. What is a FORTIFIED home? The FORTIFIED Home™ program, also known as IBHS FORTIFIED, uses retrofit techniques to strengthen new and existing homes, making...
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Nowadays, your car is probably staying parked in your garage for longer periods of time. While this can be nice for saving money on gas and other maintenance, it’s not an ideal situation for your car’s battery. This leads to an important question: Can a car battery go dead from sitting? Yes, it can. Even...
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Part of owning a home is learning how to manage common repairs. While doing household repairs isn’t the most enjoyable part of the home ownership experience, it’s unavoidable. Fortunately, there are certain things you can do to make these repairs simpler or even avoid them. Clogged drain Eventually, you might have a drain that doesn’t...
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How often have you started to reheat something in your microwave, only to be greeted by the scent of microwave popcorn? As helpful as microwaves are in the kitchen, they have an annoying knack for holding on to food smells and splatters for an extended length of time. When you start to notice the lingering...
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