Auto insurance premiums are frequently rising in the United States. Policyholders who’ve filed no recent claims may be perplexed by car insurance premium increases and wonder what’s behind the changes. Several macro trends play into the way auto insurance premiums are set. Here are some of the general factors that have the most impact on...
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Painting your home can be inconvenient and time consuming, but it’s easier than it seems. It’s a good investment that extends the integrity and good looks of what, for most people, is their single greatest asset. Paint is your house’s first defense against the elements and the first impression guests and potential buyers receive. Here...
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A new driveway or patio can make your home more comfortable and welcoming. Your main decision when installing or updating is which material to use. The choice depends on local zoning, your budget and your needs. In many communities, building codes may specify what types of driveway materials are – or aren’t – allowed. These...
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Extracurricular activities are no longer limited to just athletics, student government and the school newspaper. Increasingly, community service and volunteer work are becoming popular high school extracurricular activities. In fact, many high schools are making community service a requirement for graduation and many colleges are using volunteer work as a metric for admission. Here is...
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Looking for a perfect family getaway at a budget-friendly price? You do have options beyond the staycation or the grandparents’ house for a getaway. With a little creativity and planning, you can cut vacation costs without missing out on any of the fun. Here’s some ideas for planning a family vacation on a budget. 1. Signup...
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Auto insurance can be a little confusing to some people because it has several components that affect the pricing of coverage, not to mention additional coverage options like roadside service and rental car reimbursement that help in the case of vehicle breakdown or the need for a rental car but also increase the premium. It’s...
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Car shopping can be a stressful event even for the savviest negotiator. For most people a car is the second most expensive purchase they’ll make next to buying a home — all the more reason to be prepared and have a plan for picking a car out and financing the purchase. A snap decision at...
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Buying a car has become more streamlined, making the buying process faster than ever. However, not bringing the proper documents with you can hold up a purchase. Knowing what paperwork you need to bring along when you’re buying a car can keep the process moving. In addition to your driver’s license, there are a few...
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The concept of small living isn’t something only empty-nesters enjoy anymore. A growing number of people want to own a home, but it may not be feasible in their bigger financial picture. One solution? Small-space living. Research shows that 68% of homeowners who live in tiny homes don’t have a mortgage, compared to 29% of...
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The holidays are a cheerful time, but while you’re celebrating, someone may be eyeing those new gifts. Beware of the burglars waiting to get their hands on your presents. Here are some tips to help avoid being a victim of theft over the holidays: 1. Save the status updates for later Four out of five...
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If you’re moving out of a home you own, you might be wondering whether to rent your house out or sell it. Both of these options have benefits. It’s important to look at your individual situation and weigh the pros and cons before you decide. Many elements factor into choosing whether to rent or sell...
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What are life skills? People have different views about which life skills are most essential for success. However, what they do agree on is that we all need these skills for life in one form or another to address the issues that occur daily at work, school and home. These skills have become particularly important...
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Credit cards aren’t inherently bad. In fact, building a credit history is usually necessary if you plan to finance a big purchase like a car or home. Use these tips to maintain a good credit score—and keep your loan rates low. Learn your FICO Score. When you apply for a mortgage or a loan, your...
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These hints will help you reduce energy use along with the temperature. As summer arrives, many people think, “Thank goodness for air conditioning.” That is, until the bill for cranking the A/C arrives. Fortunately, there are many energy-efficient ways to keep your house cool. Beat the heat this summer with these home cooling tips. 1....
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Putting a teenager behind the wheel can be nerve-racking for parents – and justifiably so. The Insurance Institute for Highway Safety found that teens crash three times as often as drivers aged 20 and older. But there are things you can do to help keep them safe. Follow these seven tips to help your kids...
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